Sep 29, 2020

3 Things You Should Know About High Risk Credit Card Processors

Launching a new business venture requires capital – and lots of it. Cash is needed to get things moving, hire the right team, purchase inventory, pay the bills and cover payroll. No business can operate successfully without adequate cash flow and a cash reserve. For the rapidly growing business, this is even more true. But when your industry is considered...

Sep 29, 2020

Continuity Billing & Trial Offer Merchant Account

The continuity subscription model is among the most successful business structures. If you’re running this type of business, you need a secure and cheap trial offer merchant account for online payment processing. This article is about trial and continuity billing businesses, as well as the top high risk processor in the U.S. Trial & Continuity Billing Merchant Accounts Continuity marketing...

Sep 29, 2020

CBD Merchant Account & Credit Card Processing

Online sales are growing all around the globe. The majority of customers like making payments via credit cards, so you can’t do without online payment processing for your CBD business. This article is about obtaining a secure and cheap CBD merchant account to accept payments online.  Credit Card Processing for a CBD Business The risks associated with CBD businesses make...

Sep 28, 2020

Integrating Payment Solutions: Benefits for Your Business

Are you interested in integrating a payment solution? How can you benefit from this? This article is helpful for merchants interested in integrating payment solutions and finding a reliable payment processing company in your field.   Integrating Payment Solutions If you want to enjoy more streamlined operations when running your business, integrating payment technology within the software you use can be...

Sep 28, 2020

The Role of APMs for E-Commerce Businesses

Are you running an e-commerce business and need to integrate alternative payment methods (APMs) into your payment gateway? This article provides insights into the topic so you can grow your business with success.  AMPs for E-Commerce Businesses  Alternative payment methods play a vitally important role in growing your business, both locally and globally. The growth of APMs is based on...

Sep 28, 2020

Small Businesses Are Making More International Payments, and Using More Cards

International payments or cross-border payments are important for businesses of all size. In 2019, 37% of small businesses in the U.S. processed payments internationally, and 12% of them used bank account transfers to complete this type of payment. Small businesses are also using more cards. Let’s discover more about the topic and find a respectable payment processor in the country.  ...

Sep 25, 2020

Digital Payments Growth in Asia Is Unmatched

In Asia, there’s an unprecedented rise in digital payments. Such growth provides the region with a unique opportunity to develop payment systems based on blockchain technology. If you’re interested in more details concerning the digital payments growth in the region and want to find an exceptional payment processor to work with, you’re at the right place.  Digital Payments Growth in...

Sep 25, 2020

How to Get High Risk Merchant Services for Your Adult Website

The adult entertainment industry is a multi-billion dollar industry, in the U.S. alone. But it does face its own unique set of challenges that can make it complicated to operate smoothly, despite consistently strong demand. For example, consider payment processing. Today, one of the most important elements of the customer experience is the payment process; it needs to be as...

Sep 25, 2020

Why You Should Opt for a High Risk Merchant Account

Starting a business venture is as challenging as it is exciting. To keep up with the latest customer trends, your business needs exceptional payment processing services that offer multiple payment options. You also need capital to put your plans in motion and get started off on the right foot. But what do you do if you discover your business is...

Sep 25, 2020

A Guide to Getting the Best CBD Merchant Account

With the controversy that still follows the CBD industry around, it probably comes as little surprise that CBD products have been pushed in the high-risk category by traditional providers. Leary of the reputational risks and shaky regulations, they are simply unwilling to provide their services to CBD merchants. As a result, merchants find themselves with little to no options, and/or...

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat