Merchant Accounts that Count



EMB is a full service provider, offering Merchant Accounts and services for any and all types of businesses.
We offer a wide selection of Payment Gateways, POS Solutions, Business Funding, Check Processing solutions.
All this and a full support platform that ensures you’re never out of reach from getting the help you require, right when you need it.
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Electronic Cigarettes
Adult Industry
Tech Support
Credit Repair
Nutraceutical
Collection Agencies
Weight Loss Programs
Electronics

Don't See YourIndustry Listed?

We also cover all of these, and more!

We Are a Full Service Provider

We do everything we can to stay ahead of our competitors, including offering the most aggressive pricing, the best services, and the best support and customer experience in the business. Our merchants are our top priority.

Get Approved and Get Started Today

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Reduce Chargebacks, put money back in your pocket!

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Immediate Payments from check-based transactions.

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Fast Approvals, get working capital in your account now!

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We know your business

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We'll Get You Approved

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We Love to Say Yes

Our Team is Dedicated to Gettng You Approved
Experienced Staff

Our Company is built on experience, let our experienced staff help you on your journey.

Proven Support

We service a diverse list of customers and have vast knowledge to support them.

Speedy Signup

Our application only takes a few minutes, and before you know it you'll be up and running.

Speedy Signup

Our application only takes a few minutes, and before you know it you'll be up and running.

We're here to help

At EMB, we’ve done our diligence. Using our company’s combined experience as industry leaders and our extensive and diverse portfolio of merchants, we’ve learned the ins-and-outs of each business type we work with. We take time with all of our customers, one-on-one, to assist them with their application process, and listen to the challenges they’ve faced with other providers. Using this information, we arm our large network of agents, support staff, and leverage our strategic partnerships to offer the best pricing and merchant experience in the industry.

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Our Application is Painless

You’ll just need a few minutes, some basic information, and a few pieces of documentation. We’ve streamlined our application process down to the minumum required fields, making it an efficient, and painless process for our merchants. When we say it’s fast, we mean it. Most of our merchants can complete an entire app in half the time it takes to make a cup of coffee.

Sound like we’re the right fit for you?
START YOUR APPLICATION, TODAY! →

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Let us know how we can help you. Do you still have questions, or want to speak to someone to get assistance with a specific requirement you have?
If you have no more questions, why wait?

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Award winning.

  • 2012
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Frequently Asked Questions
What Are Merchant Cash Advances? +

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

How Much Does It Cost to Process Credit Card Transactions? +

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Do You Work With Merchants Who Have Poor Credit Scores or Have Had Merchant Accounts Terminated? +

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

What Factors Are Used to Determine a Business’ Risk Level? +

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

What is a Virtual Terminal? +

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

What are Interchange Fees? +

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

How Long Does It Take To Get Approved for a Merchant Account? +

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

Do You Work With High-Risk Businesses? +

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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