This the Season According to Mastercard’s SpendingPulse “Holiday E-Commerce Report.” Holiday retail sales increased by 3.4%, excluding the auto market. E-commerce sales went up 18.8% during the 2019 holiday season. Going up from the 18.4% growth rate of 2018. Mastercard’s research emphasizes how important retailer’s omnichannel strategies are. Cyber Monday was very profitable for Amazon, although they didn’t release exact...

High-Risk Credit Card Processing EMB provides the best payment gateway solutions that will help you manage your business transactions as smoothly and conveniently as possible. Often times merchants will require payment gateways to begin accepting payments from customers. Customers that have credit or debit cards are able to make payments with their cards on the merchant website. A PSP is...

In January 2020, the U.S. Food and Drug Administration released a policy which focused enforcement against unauthorized flavored e-cigarette products that appeal to minors, including mint and fruit flavors. Under this new policy, any company that does not halt the manufacture, distribution, sale of this unauthorized flavored cartridge-based e-cigarettes within 30 days, will face FDA enforcement actions. HHS Secretary Alex...

The definition of a chargeback is the act of reversing a payment and returning funds to a customer. At first, it may seem as if a credit card chargeback is a traditional refund, but there is a big difference. Instead of going to the business to process a refund, the customer goes to the issuing bank which then directly takes...

January 31, 2020, 23:00 GMT, the world was still welcoming the new year, and everyone was busy working on their resolutions, while the U.K., on the other hand, had other plans to accomplish— to finally cut ties with the E.U.   Brexit was born back in 2016 by the Government of the U.K. Article 50 of the law that binds...

Transact Pro, a Latvia-based payment processing firm and its ex-chief executive have finally assented to FTC’s allegations of a phony “free-trial” offer scheme. According to the Federal Trade Commission, the accused took part in misconduct that paved the way for a fraudulent free trial offer—ripping off US customers. Andrew Smith, head of FTC’s Bureau of Consumer Protection —the section that...

It is without question that the cannabidiol (CBD) industry is one of the fastest growing markets. Everyday Americans are seeking relief for issues as varied as joint pain and as a form of skincare. The growing popularity has undoubtedly captured the attention of both natural products and specialty retailers alike, as they cash in on this miracle elixir. The Hemp...

A recently conducted study revealed that two of the “big-hitters” in the eCommerce space dominate and are highly favored by CBD site owners.  Shopify, Inc., one of the most popular e-commerce platforms and WooCommerce, the open source e-commerce plugin for WordPress, are the preferred platforms by CBD merchants at a 3:2 ratio, respectively. According to statistics published by data and...

Square strives to equip merchants with all the tools they need to efficiently run their businesses. In light of this mission, it has opened up its platform to invite like-minded partners who have made it their passion to help other businesses streamline their day to day operations. These are the apps you can easily integrate with your Square account. All...

According to the 2019 Federal Reserve Payments Study, payments using debit and credit cards and the automated clearing house system (ACH) saw considerable growth from 2015 to 2018, while checks are continuously seeing a decline in use. In the study, the growth rate of noncash payments as defined by debit card, credit card, ACH, and check payments was at 6.7...