Sep 20, 2019

7 Things You Should Know About Having a High Risk Merchant Account

The High Risk Merchant Account: The Good, The Bad, and The Downright Ugly. High risk merchant accounts can be fraught with complexities and difficulties. It is crucial that you are fully informed of its trappings and unscrupulous practices before you sign your contract. To help you, here are 7 things you need to know before you apply for a High...

Sep 20, 2019

Going Passwordless: Companies Bringing on the Biometrics

Security experts are more and more often talking about the problems with static passwords and highlighting the benefits of other security measures such as physical and passive biometrics. To discover what’s behind these new security technologies and find a reliable processor to avoid fraud, just read the article below. Biometrics Instead of Passwords In this day and age, mobile and...

Sep 20, 2019

Authentication for E-Commerce & M-Commerce

E-commerce is rising all over the world. Mobile is adapting to the changes in today’s world of payments. Advancements in mobile technologies are making it much easier for consumers to pay for goods and services via their mobile devices. Here, the issue of authentication for e-commerce becomes of special importance, and this article is about all these things. Authentication for...

Sep 19, 2019

Fraud Fighters & International Law Enforcement Meet in Spain

Investigators and forensic experts have recently met in Spain during the Europol Training Course on Payment Card Fraud and Investigations. This article will tell you how fraud fighters are trying to make payments a better world to be in and will help you find a trustworthy processor to rely on. Fraud Fighters & International Law Enforcement Business costs associated with...

Sep 19, 2019

Preventing False Declines and Fraud in E-Commerce

The number of both fraud attacks and false declines is growing. Are you working on preventing false declines? Do you have a secure payment processor to rely on? Not sure? No worries! This article will help you with preventing false declines easily. Preventing False Declines Let’s start with the so-called “friendly fraud.” It’s to do with cardholders wrongly disputing purchases...

Sep 19, 2019

AI in Fraud Solutions: Promises and Realities

Fraud detection and prevention are among the top difficulties for both small and large companies. This is especially true of those involved in the payments industry. It’s a common knowledge that fraud results in negative outcomes for your organization’s bottom line, and causes damage to its reputation. So, how the latest fraud solutions, including those associated with artificial intelligence (AI),...

Sep 18, 2019

Voice Tech Growing: Most Consumers Are For Paying via Voice

The majority of users polled in London expressed their willingness to use a voice-enabled technology to pay for low-value goods. What about your customers? Are you providing the best for them? What’s going on in the voice tech field in terms of payment processing? Let’s move forward and see. Voice Tech Is On the Rise Revolutionary technologies like VR (virtual...

Sep 18, 2019

At Least $575 Million Settlement for 2017 Equifax Breach

Equifax Inc. must pay victims of its breach in 2017 at least $575. Mostly, this must be done in the form of free credit monitoring. This was the very breach, because of which the sensitive data of about 150 million people was hacked. To know the latest developments concerning the Equifax breach and discover the right processor to accept payments...

Sep 18, 2019

Tinder Stopped Using Play Store’s In-App Payments System

The majority of e-commerce merchants that sell their products/services through apps turn to the Google Play Store and the Apple App Store. Now, Tinder has decided to bypass Google Play for in-app payments. Are you an e-commerce merchant interested in accepting money online? Do you want to know more about this topic? If yes, go on reading this post. Tinder...

Sep 17, 2019

Tech Giants for Faster Payments System

Amazon, Apple, Google, and other major players in the U.S. tech industry have called on the Federal Reserve to put more efforts in building a real-time payments system. If faster payments are something you’re interested in and if you want to discover an exceptional payment processor for your e-commerce business, just read this article. Tech Giants for Faster Payments Financial...

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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