Sep 25, 2020

How to Get High Risk Merchant Services for Your Adult Website

The adult entertainment industry is a multi-billion dollar industry, in the U.S. alone. But it does face its own unique set of challenges that can make it complicated to operate smoothly, despite consistently strong demand. For example, consider payment processing. Today, one of the most important elements of the customer experience is the payment process; it needs to be as...

Sep 24, 2020

How to Set up a Merchant Account for Your Adult Dating Business

The spread and popularity of the internet are increasing the number of social media and dating site consumers by 15% per year. Back in 2018, the global internet dating industry was valued at 3 billion USD. Other statistics show that an average online dater uses more than 200 USD per year on dating sites, so entrepreneurs must pay close attention...

Sep 24, 2020

How to Secure a Merchant Account for Your Escort Business

Adult-related businesses have long been marginalized when it comes to a merchant account and payment solutions. Many banks don’t want to process payments for escort services. Yet an escort service needs a secure merchant account to begin processing online payments. This type of business is categorized as a high risk for many reasons, and most financial institutions would rather stay...

Sep 17, 2020

Online Dating Changed Permanently Due to COVID-19

COVID-19-related shutdowns forced people to stay indoors and start meeting online more often than previously. Online daters began using video chat services Zoom and FaceTime for organizing virtual dates. The majority of online dating apps created new features such as “digital date.”  Online Dating After COVID-19: Online Dating Merchant Account A 2019 Stanford study showed that couples were more willing...

Nov 26, 2019

New-Age Payment Solutions for Adult Industry Merchants

Adult entertainment existed even before the dawn of eCommerce, but the shift to online platforms has unlocked the industry’s full potential and seen it grow to a billion-dollar venture. Not that it wasn’t profitable before, only that it operated behind the scenes and its goings-on weren’t scalable. What eCommerce did was weed out bad players, registered the sector in the...

Sep 18, 2019

Tinder Stopped Using Play Store’s In-App Payments System

The majority of e-commerce merchants that sell their products/services through apps turn to the Google Play Store and the Apple App Store. Now, Tinder has decided to bypass Google Play for in-app payments. Are you an e-commerce merchant interested in accepting money online? Do you want to know more about this topic? If yes, go on reading this post. Tinder...

Feb 14, 2019

Giving Credit to the Adult Space: Adult Merchant Accounts

Running an adult business is one of the most profitable avenues of online moneymaking. Are you an adult business owner interested in growing and developing a much stronger business? What are the best adult merchant accounts to help you with this? Just read below to know what you need. Modern Adult Industry The modern adult industry offers new opportunities to...

Dec 31, 2018

Get Approved for an Adult Webcam Merchant Account

Any business that wants to accept debit and credit card payments needs to apply for a merchant account, which allows you to process transactions through a payment gateway, point-of-sale system, or credit card terminal. To process payments for an adult webcam business, you will need a merchant account and payment gateway. Though businesses in the adult industry are popular and...

Dec 19, 2018

Backpage Closed: Backpage Account Login and Alternatives

The adult industry is interconnected with underground and often illegal acts. This article will tell you about a recent case concerning adult businesses. Specifically, you’ll know about Backpage.com and Backpage account login. Backpage.com: Trafficking & Prostitution? Prostitution continues to be illegal in 49 states. Certain counties in Nevada are an exception. Outside the US, e.g., in Canada, selling sex is...

Oct 23, 2018

Frequently Asked Questions about Adult Merchant Processing

Even though it is a very lucrative industry, businesses in the adult sector struggle to find payment processing solutions and business funding. The industry is known for high chargeback and dispute rates, which causes many processors to decline working with the industry to avoid risks. If you’re having trouble finding the payment processing you need, you should consider applying for...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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