Oct 23, 2018

Frequently Asked Questions about Adult Merchant Processing

Even though it is a very lucrative industry, businesses in the adult sector struggle to find payment processing solutions and business funding. The industry is known for high chargeback and dispute rates, which causes many processors to decline working with the industry to avoid risks. If you’re having trouble finding the payment processing you need, you should consider applying for...

Sep 14, 2018

Artificial Intelligence Could Be the Future of Online Dating

We live in an era where machines can tell what we like before we know it, suggest you a destination to tour or give you product recommendations using the info in your social profiles. And now, some experts say machine learning along with Artificial Intelligence can help an online dater find a mate. While having machines that match humans sounds...

Jul 11, 2018

6 Ways to Prepare for Applying for an Adult Merchant Account

Easy accessibility, 24/7 availability, and greater anonymity caused the adult entertainment industry to explode in the digital marketplace. To keep up with the interest and the evolving industry, purveyors of this type of entertainment need to stay on top by giving consumers a number of ways to pay, including credit and debit cards. Unfortunately, building a healthy business isn’t as...

Jun 21, 2018

Adult Merchant Account For Live Video Chat

Live video chat is a great resource for businesses of any size and type. According to Gartner research, roughly 100 of the top 500 corporations worldwide will be using video chat for customer-facing interactions this year (2018). More and more forward-thinking businesses that want to gain a competitive advantage are incorporating this technology. How can live video chat help your...

Feb 27, 2018

6 Secrets to Obtaining an Adult Merchant Account

While the adult entertainment industry may be controversial, but it is not illegal to operate businesses that sell adult products or services. Unfortunately, many banks treat adult businesses like are breaking the law. Due to excessive chargebacks, a large volume of card-not-present transactions, the potential that these businesses are fronts for illegal activities, traditional financial institutions classify these businesses as...

Dec 27, 2017

Escort Merchant Account for Your Adult Business

Are you looking for a comprehensive and affordable merchant account for your adult business? all you need is to find a reputable payment processor that specializes in the high risk industry and knows all your pain points best of all. eMerchantbroker.com prides itself on being the nation’s #1 high risk credit card processing company that offers exceptional terms and rates...

Dec 27, 2017

Running a Website for Your Business

In the modern world of the Internet and high technologies, it’s highly important for businesses to have an online presence. More and more businesses are adding an online presence to their marketing campaigns so to reach more success. Cyber attacks are growing in number and expanding with rapid advances. As a result, website security has turned into a major concern...

Nov 09, 2017

What Payment Processor Will Accept My Adult Business

Securing a merchant account for your adult business, for instance a dating merchant account, is not as simple as applying with your local bank. This is because credit card processors only accept businesses that their sponsor banks permit in their underwriting instructions. Regrettably, most major banks prohibit their credit card processors from writing adult related businesses. As a result, you...

Oct 30, 2017

How do I get an Adult Merchant Account?

Your dream of running an adult toy shop, book store, escort company, porn website or strip club is still far from reality if you haven’t figured out how to get an adult merchant account. The obvious reason being; most top banks won’t allow your credit card processors write adult related businesses. So if you want to begin accepting credit cards...

Sep 28, 2017

How to Secure an Adult Phone Merchant Account

There are so many industries banks simply won’t touch – adult phone services is one of them. The adult sector is actually a very lucrative industry. Even so, traditional processors shy away from the high chargebacks and dispute rates these businesses are known to experience. Without a merchant account, these businesses are unable to process debit and credit card transactions....

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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