Nov 26, 2019

New-Age Payment Solutions for Adult Industry Merchants

Adult entertainment existed even before the dawn of eCommerce, but the shift to online platforms has unlocked the industry’s full potential and seen it grow to a billion-dollar venture. Not that it wasn’t profitable before, only that it operated behind the scenes and its goings-on weren’t scalable. What eCommerce did was weed out bad players, registered the sector in the...

Sep 18, 2019

Tinder Stopped Using Play Store’s In-App Payments System

The majority of e-commerce merchants that sell their products/services through apps turn to the Google Play Store and the Apple App Store. Now, Tinder has decided to bypass Google Play for in-app payments. Are you an e-commerce merchant interested in accepting money online? Do you want to know more about this topic? If yes, go on reading this post. Tinder...

Feb 14, 2019

Giving Credit to the Adult Space: Adult Merchant Accounts

Running an adult business is one of the most profitable avenues of online moneymaking. Are you an adult business owner interested in growing and developing a much stronger business? What are the best adult merchant accounts to help you with this? Just read below to know what you need. Modern Adult Industry The modern adult industry offers new opportunities to...

Dec 31, 2018

Get Approved for an Adult Webcam Merchant Account

Any business that wants to accept debit and credit card payments needs to apply for a merchant account, which allows you to process transactions through a payment gateway, point-of-sale system, or credit card terminal. To process payments for an adult webcam business, you will need a merchant account and payment gateway. Though businesses in the adult industry are popular and...

Dec 19, 2018

Backpage Closed: Backpage Account Login and Alternatives

The adult industry is interconnected with underground and often illegal acts. This article will tell you about a recent case concerning adult businesses. Specifically, you’ll know about and Backpage account login. Trafficking & Prostitution? Prostitution continues to be illegal in 49 states. Certain counties in Nevada are an exception. Outside the US, e.g., in Canada, selling sex is...

Oct 23, 2018

Frequently Asked Questions about Adult Merchant Processing

Even though it is a very lucrative industry, businesses in the adult sector struggle to find payment processing solutions and business funding. The industry is known for high chargeback and dispute rates, which causes many processors to decline working with the industry to avoid risks. If you’re having trouble finding the payment processing you need, you should consider applying for...

Sep 14, 2018

Artificial Intelligence Could Be the Future of Online Dating

We live in an era where machines can tell what we like before we know it, suggest you a destination to tour or give you product recommendations using the info in your social profiles. And now, some experts say machine learning along with Artificial Intelligence can help an online dater find a mate. While having machines that match humans sounds...

Jul 11, 2018

6 Ways to Prepare for Applying for an Adult Merchant Account

Easy accessibility, 24/7 availability, and greater anonymity caused the adult entertainment industry to explode in the digital marketplace. To keep up with the interest and the evolving industry, purveyors of this type of entertainment need to stay on top by giving consumers a number of ways to pay, including credit and debit cards. Unfortunately, building a healthy business isn’t as...

Jun 21, 2018

Adult Merchant Account For Live Video Chat

Live video chat is a great resource for businesses of any size and type. According to Gartner research, roughly 100 of the top 500 corporations worldwide will be using video chat for customer-facing interactions this year (2018). More and more forward-thinking businesses that want to gain a competitive advantage are incorporating this technology. How can live video chat help your...

Feb 27, 2018

6 Secrets to Obtaining an Adult Merchant Account

While the adult entertainment industry may be controversial, but it is not illegal to operate businesses that sell adult products or services. Unfortunately, many banks treat adult businesses like are breaking the law. Due to excessive chargebacks, a large volume of card-not-present transactions, the potential that these businesses are fronts for illegal activities, traditional financial institutions classify these businesses as...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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