Sep 26, 2022

What You Should Know About a High Risk Adult Merchant Account

What you Should Know About High Risk Adult Merchant Account  Are you in the adult industry looking for a reliable and affordable high risk adult merchant account? What’s important to know before applying to a high risk payment processing company for an adult business merchant account? Adult Industry: Adult Business Merchant Account According to the Global Adult Entertainment Market report,...

Sep 20, 2022

The Power of ACH Payments for Adult Merchants & Why Credit Cards Don’t Suffice

As an adult merchant, you’re ever looking for ways to increase sales and grow your business. But did you know using credit cards for adult merchant payments can actually work against you? Here’s a look at the downsides of credit cards for adult merchant payments and how ACH payments can help you increase sales. Why Credit Cards Don’t Suffice 1....

Jul 26, 2022

How To Secure An Adult Merchant Account

According to research conducted by Statista, the global website traffic data indicates that the top 3 porn sites worldwide get as many as 5.81 billion website visits every month.  What that translates is that, just on those 3 websites, there are as many as 134,491 “new” visits to these websites every minute. Gone are the days when consumers would go...

Jul 26, 2022

Adult Merchants Can Increase Sales With ACH Payments

The adult entertainment industry has seen dramatic growth, especially during the pandemic, as most citizens worldwide were required to stay home, self-quarantine, and practice social distancing.  This trend is anticipated to continue its growth in the coming years, giving the adult entertainment industry a favorable opportunity for further development.  However, adult industry merchants are notoriously marginalized when it comes to...

Jun 09, 2022

Online Dating Merchant Accounts – All You Need To Know

In 2020, there were 44.2 million users of online dating services in the United States alone. It is also set to increase to 53.3 million by the year 2025. This is all according to the research conducted by Statista. Online dating has become one of the most popular ways to meet a significant other. And the industry is exploding. In...

Jun 08, 2022

Adult Merchant Processing – Securing A Payment Processor

Since the start of the pandemic, most people worldwide were forced to stay home to halt the spread of the virus. Most service-oriented, customer-facing industries suffered tremendously due to their brick-and-mortar businesses being shut down.  One of the few industries that fared better was online media and entertainment services. One particular sector, online porn, experienced a dramatic surge in the...

May 13, 2022

Adult Merchant Account & Payment Processor For Your Adult Business

Since the outbreak of COVID-19, many people found themselves stuck at home, with little to no personal contact with others. With their only companions being the Internet and their smartphone, customers have helped the adult industry explode as it joined forces with modern-day technology to fulfill customers’ needs. Today, the adult industry continues to be highly profitable, with some researchers...

May 12, 2022

Get An Adult Payment Gateway Solution For Your Business

Are you an adult entertainment merchant in need of a payment gateway solution? Chances are, you have tried to acquire a traditional merchant account through a bank or other payment provider and have failed. There are several reasons for that. First of all, the adult industry is considered a high-risk industry. The adult entertainment industry is filled with fraud, chargebacks,...

Apr 29, 2022

Adult Merchant Processing: Why You Need It

The Internet has made access to adult entertainment easier than ever. According to the findings made by Transparency Market Research, the global market value is expected to reach $300 billion by the year 2030. With new technologies being introduced into the adult market, such as virtual reality, there is a great potential for these types of innovations to become the...

Apr 19, 2022

How You Can Acquire An Adult Dating Merchant Account

According to Statista.com, it is predicted that by the year 2024, there will be almost 280 million customers using online dating platforms. The “global revenue” of matchmaking dating services is forecasted to reach well over $2.5 billion, also by the year 2024.  Allied Market Research cites that this growing trend in the last twenty years is a result of the...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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