Jun 09, 2022

Online Dating Merchant Accounts – All You Need To Know

In 2020, there were 44.2 million users of online dating services in the United States alone. It is also set to increase to 53.3 million by the year 2025. This is all according to the research conducted by Statista. Online dating has become one of the most popular ways to meet a significant other. And the industry is exploding. In...

Jun 08, 2022

Adult Merchant Processing – Securing A Payment Processor

Since the start of the pandemic, most people worldwide were forced to stay home to halt the spread of the virus. Most service-oriented, customer-facing industries suffered tremendously due to their brick-and-mortar businesses being shut down.  One of the few industries that fared better was online media and entertainment services. One particular sector, online porn, experienced a dramatic surge in the...

May 13, 2022

Adult Merchant Account & Payment Processor For Your Adult Business

Since the outbreak of COVID-19, many people found themselves stuck at home, with little to no personal contact with others. With their only companions being the Internet and their smartphone, customers have helped the adult industry explode as it joined forces with modern-day technology to fulfill customers’ needs. Today, the adult industry continues to be highly profitable, with some researchers...

May 12, 2022

Get An Adult Payment Gateway Solution For Your Business

Are you an adult entertainment merchant in need of a payment gateway solution? Chances are, you have tried to acquire a traditional merchant account through a bank or other payment provider and have failed. There are several reasons for that. First of all, the adult industry is considered a high-risk industry. The adult entertainment industry is filled with fraud, chargebacks,...

Apr 29, 2022

Adult Merchant Processing: Why You Need It

The Internet has made access to adult entertainment easier than ever. According to the findings made by Transparency Market Research, the global market value is expected to reach $300 billion by the year 2030. With new technologies being introduced into the adult market, such as virtual reality, there is a great potential for these types of innovations to become the...

Apr 19, 2022

How You Can Acquire An Adult Dating Merchant Account

According to Statista.com, it is predicted that by the year 2024, there will be almost 280 million customers using online dating platforms. The “global revenue” of matchmaking dating services is forecasted to reach well over $2.5 billion, also by the year 2024.  Allied Market Research cites that this growing trend in the last twenty years is a result of the...

Apr 18, 2022

Adult Merchant Accounts: What You Need to Know

The adult entertainment industry has been growing considerably. Based on the findings of IBISWorld.com, in 2022, the market size of the Adult and Pornographic website industry was worth $856.2 million. It is also expected to grow by 6.5% in the same year.  The biggest opportunity for this industry is “mobile consumption.” As internet penetration continues to soar worldwide, more consumers...

Mar 23, 2022

How To Apply For An Adult Subscription Merchant Account

With the adult industry moving operations to the online space, merchant accounts are an essential component to generating revenue. However, adult merchants are categorized as high-risk by traditional institutions due to the higher incidents of chargebacks and fraud.  As high-risk merchants, they are not able to secure a standard or traditional merchant account as these institutions do not want to...

Jan 11, 2022

Adult Payment Processors Are Necessary For The Adult Industry

According to IBIS World, the market size for Adult and Pornographic websites in the US is expected to hit $856.2 million in 2022. The expected growth rate for these websites are predicted to increase by 6.5% in 2022. The market size has grown by 10.5% every year between 2017 and 2022.  Clearly, the adult industry continues to make great strides,...

Jan 05, 2022

Adult Subscription Merchant Account

According to IBIS World, the market size of the Adult and Pornographic website industry in the US was worth $803.6 million as of 2021. It is expected to grow by 3.7% this year, increasing faster than the technology sector. The market has grown on average 12.7% per year from 2016 to 2021. Unsurprisingly, given the growth of mCommerce, the mobile...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.