Dec 28, 2018

Secure and Low Cost eCommerce Merchant Account

eCommerce has transformed the world you knew in so many ways. Today, if you want to remain competitive in your industry, you can’t do without maintaining online presence. Quite naturally, safe and reliable online payments are essential for any type of eCommerce business, and that’s not enough. You should also have an affordable eCommerce merchant account. So, how can you...

Jul 25, 2018

eCommerce Fraud Losses Across Major Industries

Online payment fraud doesn’t stop to be a threat. Merchants in the US are overwhelmingly attacked by fraudsters. The eCommerce industry’s loss accounts for billions of dollars due to chargebacks. Is chargeback insurance something you’re interested in? Just go on reading this article and you’ll learn what you need. Fraud Losses: Need Chargeback Insurance? eCommerce companies are applying more advanced...

Jun 20, 2018

Make Your E-Commerce Mobile App Stand Out

Consumers are becoming more and more comfortable using mobile apps to shop. In fact, mobile comprises 59% of all e-commerce transactions worldwide, and that percentage is expected to grow further over the next few years. If you haven’t spent much time optimizing your business’ mobile app, consider the following list of essential features you should include: 1.      Easy...

May 21, 2018

Refresh Your eCommerce Business

Each and every day, you see, at least, one new eCommerce store pop up online. Are you running or planning to run an eCommerce business? Are you a travel merchant? How are you going to easily get approved for merchant services such as a travel merchant account? Keep on reading this article and you’ll know. Modern eCommerce Field This never-ending...

Apr 26, 2018

Improve Your E-commerce Presence and Better Your Consumers Experience

As we speak, e-commerce holds the entire U.S retail sector in its palm. These days, your growth as a business owner depends on your level of online success. It is the reason retailers are focusing on developing more immediate and interactive e-commerce experiences to hold on to and expand their customer base. Again, the rapid shift to mobile shopping and...

Apr 17, 2018

How to Set Up the Best eCommerce Merchant Account

The world is going cashless. Cashless transactions are quicker and they are more convenient. Cashless transactions are vitally important for eCommerce merchants running a business. How can you be sure you’re setting up the right eCommerce merchant account for your business? Read this article and you’ll know. Merchant Account for eCommerce Businesses Are you an eCommerce business owner? If yes,...

Mar 01, 2018

Accepting Credit Card Payments For Your Shopify Business

If your dream is to launch your own online business or begin working from the comfort of your sweet home, then this is the time to make a move. Waiting any longer will leave you lagging behind because the internet is now fast-growing and dynamic. Luckily, owning and running an online store is no longer a big deal thanks to...

Feb 15, 2018

The Best Merchant Account For Your Ecommerce Shop

Paying with cash is a rarity. Cashless transactions are quicker and more convenient and vital for shopping online. The only way ecommerce businesses can thrive is if they accept credit and debit card payments. To do this, you must obtain a merchant account services. Whenever a payment is made with a credit card it involves the transfer of funds to...

Jan 15, 2018

The Future of e-commerce Will Focus on Creating Experiences

The future of commerce is clear: it’s going online. Almost all of retail growth is in the e-commerce space, and for good reason; technology has put our ability to purchase directly in our hands, with our ability to make purchases using smartphones enabling a culture of purchasing goods and services anywhere, anytime. Retailers need to be able to compete, but...

Dec 29, 2017

New Report Analyzes Global Ecommerce Landscape, Cross-Border & Digital Wallets

According to the 2017 Global Ecommerce Report, the global retail industry is at a “crossroads”. This wide-ranging study of e-commerce surveyed 1,200 retailers from 8 countries and 12,000 consumers from 11 global markets. The perspectives of both consumers and retailers revealed interesting data for those concerned with card-not-present payments. The key points this study uncovered include: Cross-border is figuring more...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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