Sep 19, 2019

Preventing False Declines and Fraud in E-Commerce

The number of both fraud attacks and false declines is growing. Are you working on preventing false declines? Do you have a secure payment processor to rely on? Not sure? No worries! This article will help you with preventing false declines easily. Preventing False Declines Let’s start with the so-called “friendly fraud.” It’s to do with cardholders wrongly disputing purchases...

Sep 17, 2019

China Is #1 in Global E-Commerce

Global retail e-commerce is moving forward with double-digit growth. International consumer markets are experiencing rapid growth. In 2017 alone, China accounted for 67.1% of all e-commerce sales around the globe. If you’re interested in more details about global e-commerce and want to obtain a secure and cheap e-commerce merchant account, this article is here to help you. E-Commerce Growth: E-Commerce...

Aug 08, 2019

Ecommerce is Need for Age Verification Software, Analysts Say

Online marketplaces and services are becoming the shopper’s favorite, and most companies are taking their businesses to the web; or running both physical and online stores. Once they are there, they realize they’ve landed in Rome and have no option but to blend in if they are going to survive— adopt a customer centric approach. But Jia Wertz, an ecommerce...

Aug 05, 2019

Study Finds, Most Counterfeited Products in the EU are Produced and Sold by Organized Syndicates

Europol went public with a report on the ongoing counterfeiting, and what came out should be an eye-opener. The cross-national police force was working with European Union Intellectual Property Office (EUIPO), and their investigations came to one conclusion; professional syndicates organize most of these crimes. This was the first-ever Intellectual Property Crime Threat Assessment covered the entire European Union. And...

Jul 10, 2019

New Tech Opportunities Led By Increase in B2B E-Commerce

Forrester Research reported in 2017 that B2B (business-to-business) e-commerce transactions will climb to $1.2 trillion by 2021. Within the United States, this accounts for more than 13% of all B2B sales. That figure is up $889 billion in sales calculated at the end of 2018. None of this is surprising considering more day-to-day decisions are left in the hands of...

Jun 17, 2019

America Feels the Burn of Anonymous Companies Financing Fake Commerce

Trafficking and smuggling counterfeit and pirated goods is a lucrative business hurting America, its companies, and citizens, according to a May 2019 report from the Financial Accountability and Corporate Transparency Coalition (FACT Coalition). The illegal activity continues to remain profitable and thrive because those running the criminal enterprises operate in secret with anonymous entities that help them launder their fake...

Jun 12, 2019

Six Ways to Secure Ecommerce Data Accuracy

In the digital age, data is an essential aspect of any enterprise. It’s a crucial factor in determining the success of any business. By using the most advanced analytics tools, organizations use data analysis to come up with their business strategies. With all this in mind, e-commerce businesses have to take great care when processing data entry, as online retail...

May 22, 2019

FTC Approves Final Consents Settling Charges that Hockey Puck Seller Made False Claims

The Federal Trade Commission (FTC) has approved final consent orders in two cases in which the companies allegedly falsely claimed their products were made in the United States. Background on the Companies A New York-based company, Patriot Puck, wrapped its hockey pucks in American flags. Though they were mostly manufactured in China, the company promoted them as the “The Only...

Apr 26, 2019

Cuenta Mercantil de Ventas sin una Cuenta de Cheques

Si usted necesita una cuenta mercantil, pero no tiene una cuenta de cheques, podemos ayudarle! eMerchantBroker.com ha ayudado a cientos de propietarios de negocios que necesitan una cuenta mercantil, pero no tienen una cuenta de cheques. Mientras que su negocio sea un lugar de ventas, o si usted tiene la oportunidad de “pasar” la tarjeta de los clientes, entonces usted...

Mar 19, 2019

Make More Sales With Strong E-Commerce Product Descriptions

When describing products, you need to use language that entices customers to buy. That’s why the way you craft e-commerce product descriptions matter. If they merely explain items, but do not trigger customers to buy, then you need to start re-writing. Before you put fingers to keys, check out these ways to persuade visitors with e-commerce product descriptions that sell....

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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