Apr 26, 2019

Cuenta Mercantil de Ventas sin una Cuenta de Cheques

Si usted necesita una cuenta mercantil, pero no tiene una cuenta de cheques, podemos ayudarle! eMerchantBroker.com ha ayudado a cientos de propietarios de negocios que necesitan una cuenta mercantil, pero no tienen una cuenta de cheques. Mientras que su negocio sea un lugar de ventas, o si usted tiene la oportunidad de “pasar” la tarjeta de los clientes, entonces usted...

Mar 19, 2019

Make More Sales With Strong E-Commerce Product Descriptions

When describing products, you need to use language that entices customers to buy. That’s why the way you craft e-commerce product descriptions matter. If they merely explain items, but do not trigger customers to buy, then you need to start re-writing. Before you put fingers to keys, check out these ways to persuade visitors with e-commerce product descriptions that sell....

Feb 26, 2019

Friendly Fraud – All to Blame for E-Commerce’s Worst Enemy

By now, everyone knows that Facebook not only cashed in the rampant friendly fraud generated by kids unintentionally or without parents’ knowledge downloading games from the platform, but it encouraged the practice. A few years ago, the social media giant informed its employees of friendly fraud and explained how it should not try to block it.  The result was some...

Feb 26, 2019

How PSD2 Fraud Rules Will Impact Consumers

Every consumer wants an easy, smooth, safe payment experience, and that’s exactly what Payment Services Directive (PSD2) fraud rules aim to do. This is also why payment service providers are encouraged to talk to their customers about it. By September 2019, any business with substantial European volume will need to implement strong authentication requirements as another way to ensure consumers’...

Feb 25, 2019

DHL Closure in Chile Shows Global E-Commerce Market Struggles

Despite its status as one the most stable economies in Latin American, global package delivery company, DHL, plans to shutter its e-commerce business in Chile. Though DHL’s e-commerce division closes on April 12, the delivery company plans to keeps its other package delivery hubs running in the country. DHL only began delivering packages from online retailers to consumers in Chile...

Jan 24, 2019

China’s Law Cracking Down on Fake Online Goods

 From footwear and pharmaceuticals to apparel and automobile parts, 80 percent of the world’s counterfeit goods come from China. The counterfeit and pirated products market is a $1.7 trillion per year industry, and it is projected to climb to $2.8 trillion and slash 5.4 million jobs by 2022, according to “The Economic Costs of Counterfeiting and Piracy.” The report...

Dec 28, 2018

Secure and Low Cost eCommerce Merchant Account

eCommerce has transformed the world you knew in so many ways. Today, if you want to remain competitive in your industry, you can’t do without maintaining online presence. Quite naturally, safe and reliable online payments are essential for any type of eCommerce business, and that’s not enough. You should also have an affordable eCommerce merchant account. So, how can you...

Jul 25, 2018

eCommerce Fraud Losses Across Major Industries

Online payment fraud doesn’t stop to be a threat. Merchants in the US are overwhelmingly attacked by fraudsters. The eCommerce industry’s loss accounts for billions of dollars due to chargebacks. Is chargeback insurance something you’re interested in? Just go on reading this article and you’ll learn what you need. Fraud Losses: Need Chargeback Insurance? eCommerce companies are applying more advanced...

Jun 20, 2018

Make Your E-Commerce Mobile App Stand Out

Consumers are becoming more and more comfortable using mobile apps to shop. In fact, mobile comprises 59% of all e-commerce transactions worldwide, and that percentage is expected to grow further over the next few years. If you haven’t spent much time optimizing your business’ mobile app, consider the following list of essential features you should include: 1.      Easy...

May 21, 2018

Refresh Your eCommerce Business

Each and every day, you see, at least, one new eCommerce store pop up online. Are you running or planning to run an eCommerce business? Are you a travel merchant? How are you going to easily get approved for merchant services such as a travel merchant account? Keep on reading this article and you’ll know. Modern eCommerce Field This never-ending...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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