May 24, 2019

Blockchain Technology May Cut Down Cases of True Fraud

Though some believe blockchain technology can rescue businesses from chargebacks and ecommerce fraud, it may not completely solve the problem. True and friendly fraud hurt all businesses, especially mobile and online merchants. Unauthorized use of credit cards triggers cardholders to implement chargebacks, resulting expensive refunds and other penalties for businesses. As blockchain technology evolves, merchants can expect it to reduce...

May 14, 2019

Authorities Crack Down on Dark Web Markets, as New Ones Expected to Sprout Up

Though global law enforcement officials took down two of the world’s largest dark web drug websites in the past few weeks, another site continues to peddle thousands of painkillers and other narcotics. Empire, the dark web site that sells 18,000 drugs, including oxycodone and the powerful synthetic opioid, fentanyl, continues to operate. In such a buzzworthy market, it’s not completely...

Apr 09, 2019

Is Blockchain the Answer to Fraud Woes – Maybe in the Future for Some

Fraud continues to be a headache for businesses of all sizes, especially midsized and large online retailers. They saw on average a 35% in fraud during 2017, according to the recently released 2018 “True Cost of Fraud” study by LexixNexis Risk Solutions. The cost of fraud is definitely expensive for these firms – every $1 of fraud costs midsized and...

Apr 08, 2019

If Blockchain Revolution Occurs, It Will Take Time and Testing

Though blockchain technology has the potential to create a universal currency and revolutionize the ways people do business, expect its progress to move at a much more measured pace. Even though the technology brings about excitement for its place its eventual role in society, experts caution that the technology, which was built with a combination of encryption and transparency, should...

Jan 08, 2019

SEC Registration Charges Settled | ICOs to Re-Fund Investors

SEC Registration Charges Two cryptocurrency companies must return millions to investors for violating ICO federal regulations. CarrierEQ Inc. (Airfox) and Paragon Coin Inc. agreed to repay funds to their harmed investors and register tokens as securities under the Securities Exchange Act of 1934, according to the settlement they reached with the U.S. Securities and Exchange Commission (SEC). Additionally, they each...

Jul 27, 2018

Bitcoin Payment Processing Solutions for all Merchants

Faster and cheaper— the two adverbs to correctly describe how Bitcoin is making easy the exchange of money among merchants and consumers that sell and buy services or goods. So whether you run an e-commerce business or a physical store, accepting Bitcoin may prove more helpful to you than any other payment methods, including taking credit cards. Retailers particularly love...

Jun 29, 2018

Need to Open a Bitcoin Merchant Account for Your Business?

Are you interested in Bitcoin and Bitcoin merchant accounts? What’s important to know about cryptocurrency? How can you get a reliable, secure and affordable Bitcoin merchant account? There’s nothing challenging about this. Just read this article and you’ll know. What You Should Know About Bitcoin Bitcoin can be described as a monetary exchange that’s faster and cheaper. It can be...

Jun 26, 2018

Crypto Merchant Account: Accept Crypto Payments

Accepting payments in crypto payments and receiving funds directly to your bank account is too important these days. Do you know how you can accept crypto payments? Do you know a reliable and experienced payment processing company that can help you with this? Just go on reading this article and you’ll get answers to your questions. Importance of Crypto Payments...

May 02, 2018

Reduce Security Issues with Your Cryptocurrency

It would be difficult to have missed the growing interest in Bitcoin and the alternate versions of cryptocurrency that are now available. There has been a significant growth of interest in the world of crypto finances, but for the millions of new users, many are not giving much consideration to the security of their digital finances. One of the most...

Apr 24, 2018

Veterans Say Bitcoin’s Recent Drop Is No Reason to Panic

Bitcoin will mark 2018’s first quarter as its worst ever.  The world’s top cryptocurrency dropped significantly standing at $6,782.64.  While newbie’s in the financial world may panic or even choose to liquidate what’s left of their Bitcoin investments, a recent forecast by financial experts from howmuch.net indicate that the popular cryptocurrency may make an unexpected comeback. According to the financial...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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