May 02, 2018

Reduce Security Issues with Your Cryptocurrency

It would be difficult to have missed the growing interest in Bitcoin and the alternate versions of cryptocurrency that are now available. There has been a significant growth of interest in the world of crypto finances, but for the millions of new users, many are not giving much consideration to the security of their digital finances. One of the most...

Apr 24, 2018

Veterans Say Bitcoin’s Recent Drop Is No Reason to Panic

Bitcoin will mark 2018’s first quarter as its worst ever.  The world’s top cryptocurrency dropped significantly standing at $6,782.64.  While newbie’s in the financial world may panic or even choose to liquidate what’s left of their Bitcoin investments, a recent forecast by financial experts from howmuch.net indicate that the popular cryptocurrency may make an unexpected comeback. According to the financial...

Dec 18, 2017

Understanding Bitcoin and Its Benefits

The domain name “bitcoin.org” was registered on 18 August 2008. In November 2008, a link to a paper authored by Satoshi Nakamoto titled Bitcoin: A Peer-to-Peer Electronic Cash System was posted to a cryptography mailing list. Nakamoto put the Bitcoin software into implementation as open source code. It was released in January 2009. The identity of Nakamoto remains unknown. More...

Dec 13, 2017

Get Real Merchant Solutions for Bitcoin

No matter you’re operating online or in a physical location using, by using Bitcoin you can enjoy significant benefits. These benefits can prove to be more significant than those associated with credit card services and other payment methods. So, it’s no surprise that many websites are now accepting Bitcoin as payment for the goods and services they offer. Moreover, the...

Aug 21, 2017

How Adult Websites Are Using Merchant Accounts to Accept Bitcoin Payments

Adult brands are usually among the first to adopt innovations, which is evidenced by the quick acceptance of virtual reality, 3D video, haptic technology and even the internet. Now that blockchain and cryptocurrencies have exploded in recent years, it’s not surprising that the adult industry has already jumped on the wagon. Bitcoin, the most common cryptocurrency, is now supported by...

Jul 31, 2017

The Crypto-Currency Cashless Future

Move over credit cards: Cryptocurrency is the future of retail Blockchain may still be in its early stages–, but if recent trends can tell us anything, it’s that this and the next few years are set to establish the technology as a dominant force in e-commerce. Essentially, a cheat-proof ledger that monitors and authenticates financial transactions, blockchain has been widely...

Jul 26, 2017

Will Bitcoin Mark the End of Traditional Payments?

Virtual currency can be characterized as a type of unregulated, digital money that is issued and sometimes controlled by its developers. It’s used and accepted among the members of a specific virtual community. The most famous virtual currency is bitcoin. Need a Bitcoin Merchant Account? Bitcoin is a public-ledger distributed virtual currency, which means anyone can see everyone else’s bitcoin...

Jul 18, 2017

Bitcoin and Ethereum Experiencing Growing Pains | Digital Currencies

The world’s 2 major cryptocurrencies, Bitcoin and Ethereum, are facing growing problems. This could bring its impact on their character and play a decisive role in shaping their fundamental purpose in the upcoming years. Bitcoin, the largest digital currency at a market capitalization of $42.6 billion remains an unstable investment. Meanwhile, its users are struggling with rising fees and its...

Apr 26, 2016

Closed Bank Accounts And Cancelled Credit Lines – A Big Problem For Merchants

Operation Choke Point has negatively impacted a number of small-business owners. They have their bank accounts closed and credit lines cancelled. Shutting Down Merchant Accounts Operation Choke Point is an initiative by the US Department of Justice, which was announced in 2013. It aims to investigate US banks and the business they are running with payday lenders, payment processors, and...

Nov 09, 2015

Bitcoin Community Questions Bitcoin Foundation’s Stability

Recently a document was leaked that discusses the possible separation of the Bitcoin Foundation into two separate organizations. The separation would create a brand new entity to fund core development. The remainder of the Bitcoin Foundation would continue its work as a promotional organization supported by its current membership. This leaked document has made some question the health of the...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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