Sep 14, 2018

Online Payment Gateway Study

Are you a merchant looking for reliable and affordable merchant services, including a merchant account, for your business? Where can you find them? what does the latest study on payment gateways show? This article will tell you about all these things. What to Know About Online Payment Gateways The global payment gateways market is driven by the growth of the...

Apr 20, 2018

What is Payment Gateway, and Why It Matters to Your Online Business

If your business has anything to do with e-commerce, your have probably heard of payment gateways. But do you know what they are and how they work? And why are they necessary to profit from your online shop? If you have a lot of questions about what payment gateways are, the following information will help you. Payment Gateway A payment...

Mar 27, 2018

How to Choose the Right Payment Gateway

What’s a payment gateway? How can you find the right one for your online business? Read this article and you’ll get a better understanding of payment gateways. Also, you’ll know how you can go for the right one for your online business. What Is a Payment Gateway? Payment Gateways can be described as software and servers designed to send payment...

Feb 23, 2018

Tech Support Merchant Account | Multiple Payment Gateways Options

One of the fastest growing industries, established tech support businesses and startups are thriving like never before. When you consider how integrated technology is in our everyday lives, it is safe to say that this booming industry will not be slowing down anytime soon. Surprisingly, it is not as easy as you might think for these businesses to operate smoothly....

Feb 20, 2018

Steps to Integrate a PayPal Payment Gateway into Android

The world is going mobile. People all over the world are increasingly adopting mobile payments in many different ways. Android app for your business can serve as a perfect strategic decision to succeed in the online payment market. How can you integrate payment gateway into Android? Read this article and you’ll get to know how to execute this. Making More...

Sep 14, 2017

The Importance of Payment Gateways for E-Commerce

If you’re running an e-commerce website, you can’t do without a payment gateway. A payment gateway can be characterized as the mediator between e-commerce sites and the payment processor. This system is required for secure payments authorization for your e-commerce website. Why Do You Need a Payment Gateway? Payment gateway systems can be viewed as the digital equivalent of credit...

Dec 23, 2016

Payment Processor Vs. Payment Gateway Vs. Merchant Account

Very often, online merchants find eCommerce challenging. To avoid facing problems when establishing an online business, take time to understand the basics of eCommerce. Below, you can find some of the most important aspects associated with online commerce – payment processors, payment gateways, and merchant accounts. Payment Processor A payment processor or acquirer is a financial institution providing the payment...

Dec 30, 2015

Consumers Say No to Mobile Payments

Consumers are planning to spend more cash than credit this holiday season, according to a survey conducted by Bankrate Inc. Out of 1,000 consumers surveyed, 39% said they intended to use mostly cash, while 31% opted for debit cards. Only 22% said they’d use credit this year. This comes as a shock to many major merchants who relied on open-to-buy...

Oct 21, 2015

EMB Introduces New Payment Gateway System

Payment processing systems can always evolve, and with EMB, evolution isn’t just talk, but its reality. Our newest payment gateway systems are everything our high risk merchants have wanted – put some. While other neglect the high risk industry, we have enabled our high risk merchants to have the most advanced technology in the industry to ensure smooth payment acceptance....

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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