Oct 21, 2021

54% Of Customers Abandon Their Online Purchases

Cart abandonment is a serious problem for online retailers. There are literally hundreds of studies surrounding cart abandonment and its statistics. Some have reported that cart abandonment was as high as 80% while others have reported being as low as 55%. Barilliance conducted a study and found that the average cart abandonment rate to be 77.24% in 2016 and it...

Jun 13, 2017

Turn to EMB for Direct Response Marketing Merchant Accounts

  The Direct Marketing Association reports the market has been more agreeable in the past a few years for direct marketing companies. Direct marketing campaigns in all channels have accounted for over $1.7 trillion in annual sales through the US economy. If you are searching for efficient and secure solutions for direct marketing credit card processing, you should turn to...

Dec 31, 2015

Marketing Tricks to Go Viral

You may have the best idea of the decade, but none of it matters if you can’t make a sale. The first step to having a successful online business is implementing a marketing strategy. This doesn’t have to be expensive, but it is important. Successful entrepreneurs know how to mount an effective strategy that is balanced and has a wide...

Nov 27, 2015

Payment Processing Solutions for the Up and Coming SEO Marketing Business

All of the major search engines – Google, Bing and Yahoo – have primary search results. The search results contain web pages, video content, local listings and other content that are ranked based on what that particular search engine considers to be the most relevant to users.  In our world today, search engines serve millions of users looking for answers...

Oct 21, 2015

Top 4 Marketing Gurus You Should Know

Over the past few years digital marketing has become a strong tool for companies of all sizes. As the industry has grown, a few influential names have become almost synonymous with digital marketing. These individuals have successfully navigated the digital waters and have used marketing technology to win big time. But their effect on the market reached far beyond their...

Oct 13, 2015

Mobile Marketing Projected to Blow Up in Next 3 Years

Mobile is one of the fastest growing marketing fields. According to Duke University’s The CMO Survey, marketers plan on focusing on social media and mobile marketing in the coming years. 6 percent of the companies state that their budgets on mobile marketing will shoot up to 15.6 percent over the next few years. However, many of these companies admit that...

Sep 11, 2015

Merchant Accounts for Online Marketers

In the digital age, one thing has become so common on the tongues of most merchants is “making money online.” Three words that roll off the tongue like pure magic! More and more people are selling and buying online or providing different service over the internet. In fact, a good number of people currently make an entire living out of...

Aug 31, 2015

Internet Marketing Tips and Tools to Help Small Businesses Grow

Many small businesses have been taking their trades online to benefit from the huge online market. With billions of consumers now using the internet as the primary destination for shopping activities, you stand to gain a lot if you can successfully launch your business on the internet. Moreover, doing business online has been made simple with the introduction of a...

Jul 23, 2015

Internet Marketing Ideas for Small Businesses on the Cheap

We all know that marketing can be expensive. Many businesses are turning to internet marketing merchants to help them figure out the best route to find customers. While this seems like an expensive field to invest in, most of today’s most successful internet marketing techniques are cheap to incorporate, both for the businesses and internet marketing merchants. First off, you...

Jun 15, 2015

Why Internet Marketing Will Rock Your Business

People spend more time on social media networks like Twitter, Facebook, and Instagram than on email. If you haven’t put any effort into internet marketing, then you are throwing profit away. No longer do business owners have to choose between “mainstream” marketing (billboards, TV ad, magazine ads etc.), or online marketing because they are now one in the same. So...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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