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Effortless payment solutions for travel and timeshare businesses

Travel & timeshare merchant accounts

EMB provides all-inclusive merchant accounts to make your travel timeshare services accessible for your customers anywhere, accepting payments online anytime.

We approve 95% of applicants!

High-ticket payment solutions High-Ticket Payment Solutions
High-ticket payment solutions

Our high-risk experts have solutions for timeshare merchants

Our team is familiar with working with travel timeshare merchants, giving them the support they need to keep chargebacks below 2% all at the same time as being flexible with sales volume ceilings.

Apply for a merchant account

Payment solutions specialized for travel industries

Secure Chargeback Protection

Secure chargeback protection

Ensure a seamless checkout experience that allows you to confidently take reservations online or over the phone, backed with fraud filters to keep chargebacks under 2%.

Secure Payment Gateways

Secure payment gateways

Customers feel comfortable planning their next getaway with websites that stay within PCI compliance and keep their private information safe during large transactions.

Featured Integrations

Featured integrations

Expand your travel business online by putting our integration partnerships to work on your website. Explore Shopify, Wix, Applepay, and more!

Flexible Processing Caps

Flexible processing caps

Expand your travel business in just 3 months with adjustable high-volume credit card processing. Our experts are happy to increase processing volumes!

10+ years of helping travel businesses take flight!

With over a decade of working with high-risk merchants, we’ve helped all kinds of travel businesses get running:

Helping Travel Businesses Take Flight!
  • Travel agencies
  • Independent travel agents
  • Online travel reservation websites
  • Tour operators
  • Lodging
  • Transportation
  • Timeshare Resellers
  • Charters
  • Cruise lines
  • Ticket sales
Helping Travel Businesses Take Flight!
Document required

What documents are required to apply?

  • A valid, government-issued ID, such as a driver’s license or passport
  • A bank letter or a pre-printed voided check
  • A secure, working website
  • Three months of the most recent bank statements
  • Three months of the most recent processing statements, if applicable
  • SSN (Social Security Number) or EIN (Employer Identification Number)
  • Chargeback ratio below 2%
  • A fully operational website
Apply now

Browse by Industry

We also specialize in the following industries.

All Industries

Chargebacks inform credit processors with an instant notification when charges are disputed by customers. This way, the seller has sufficient time to present adequate evidence of authorization and other details to the host bank, processor, and buyer’s bank. To avoid undue friction, timeshare sellers must do everything possible to dispute any unwarranted chargebacks. This protects timeshare sellers from receiving higher chargeback ratios, which can, in turn, lead to inconvenient account issues including closure. Even though the travel industry is a very popular one, the substantial costs associated with travel make it a risk for credit processors. Additionally, when real chargebacks do occur, the average amounts are often much higher than in other industries. Additionally, timeshare sellers and other travel workers also face issues with the substantial amount of time that elapses between when timeshares are purchased and used. In the months or years that follow, many customers end up experiencing life changes that cause them to try to request their money back.

EMB offers each of its merchants a wide array of powerful tools that can be used to fight against fraud. This software considered hundreds of data points on transactions to instantly detect fraud. Additionally, timeshare sellers can adjust filters to meet additional needs and even set up automatic suspensions or declines.

No matter if you’re new or experienced in the timeshare industry, EMB offers various services and features that will help you make the most of your business. These include flexible transaction caps and quick application reviews.

Once you’ve started to accept payments as a timeshare seller, you should begin to utilize various tactics to avoid being labeled high-risk. One of the best techniques is to communicate with vacationers clearly and positively. You should also make sure that each consumer reviews critical details about cancellation policies and refunds before purchasing a timeshare. You should also make sure to send receipts with easily identifiable credit card charges that include your company’s name and contact phone number. This should lead to a much lower number of chargebacks.

Yes! EMB absolutely can help you accept ACH and eCheck payments, which lets merchants provide services to purchasers who choose to pay directly from their bank accounts. Many timeshare companies have discovered that accepting these payments has exponentially increased their sales. This is because accepting these payments widens the customer base to include people who tend not to carry a great deal of credit or who choose not to use credit cards.

Merchants sometimes encounter difficulty opening timeshare merchant accounts with U.S. Banks. In these cases, EMB has helped timeshare sellers with offshore banks, which are routinely not limited by the same trading restrictions as U.S. banks.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Still have questions?

If you can’t find the answer you’re looking for, please reach out and chat with our team.

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