Jul 28, 2014

Collect Serious Coin with a Bitcoin Merchant Account

In 2009, Satoshi Nakamoto created open-source software that changed how e-commerce works for good. Bitcoin is a digital, peer-to-peer currency that is “mined” (via a mathematical algorithm on personal computers), stored, sent, and received via e-wallets. The substantial advantages of Bitcoin for the world of e-commerce cannot be denied, however, the sheer power that digital, peer-to-peer transactions have makes many...

Jul 22, 2014

Bitcoin Merchants on the Rise

All of us belonging to the modern age of technology and international finance know how the importance of Internet banking has grown. With it has grown the regularity of the theft of financial information.  As a bitcoin seller, you know the value of these safer transactions.  It’s worth taking a look at what you are actually offering with your involvement...

Jul 15, 2014

Ten Bitcoin Merchant Websites That You Should Know About

Where can I use my Bitcoins? Like many individuals who have recently stepped into the Bitcoin community, it is quite likely that you will find yourself confronted with this question. Fortunately with the advent of Bitcoin, the very first globally decentralized cryptocurrency, there have been quite a few high-ranking merchant websites that have established their own Bitcoin Merchant Account and begun...

Mar 25, 2014

Will Bitcoin Rise Again?

Bitcoin’s rise from oblivion in 2013 was a major story not only among those in the financial business but of consumers as well. However, 2014 has not been so welcoming to Bitcoin, as its value has plummeted. Many wonder if Bitcoin is finished, or if it will rise from the ashes once again. Bitcoin was leading what many thought of...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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