Aug 30, 2017

Starting Up Your Home-Based Adult Novelty Business

The adult toys market has grown into an unstoppable $15B industry and is projected to surpass $50 billion by 2020. Adult Merchant Account Services As one of the adult novelty business owners says, the difference between the pleasure products industry in 1976 and the pleasure products industry today is night and day. Today, adult toys are a $15 billion industry....

Aug 25, 2017

How to Get a Merchant Account for Your Adult Webcam Website

It’s a common knowledge that the adult industry is quite profitable and that adult website businesses are on the rise. Since adult businesses are classified as high risk, it can be rather challenging for adult business owners to get the necessary payment processing or merchant account services for their businesses. Traditional banks and most processors aren’t willing to work with...

Aug 24, 2017

Top Merchant Services for Adult Merchants

It’s no surprise that the adult industry is lucrative. Adult business owners operating in the field are looking for ways to grow their business and increase revenue, and they can’t do this unless they open a reliable merchant account for their business. The problem is that the industry is considered high risk, and it’s not easy to get approved for...

Aug 21, 2017

How Adult Websites Are Using Merchant Accounts to Accept Bitcoin Payments

Adult brands are usually among the first to adopt innovations, which is evidenced by the quick acceptance of virtual reality, 3D video, haptic technology and even the internet. Now that blockchain and cryptocurrencies have exploded in recent years, it’s not surprising that the adult industry has already jumped on the wagon. Bitcoin, the most common cryptocurrency, is now supported by...

Jun 09, 2017

Why It’s Hard To Get Credit Card Processing For Online Adult Services

Merchant account services enable a business to accept credit and debit card payments from their customers. Without a merchant account, your business won’t be able to transfer funds from card issuing banks to your business bank account. Merchant account services include payment processing for various types of businesses, including MOTO (mail order/telephone order), retail, Internet and high risk. Online adult...

Dec 19, 2016

Need a Payment Processor for Your Adult Business?

The porn industry is highly lucrative but is also stigmatized. This stigma has made it hard for entrepreneurs in the industry to find and secure loans or payment processing from legitimate sources. In addition, the industry is plagued with chargebacks, disputes, bad credit ratings of business owners and higher than average cancellation rates. Some of these issues could be solved...

Dec 14, 2016

Adult Merchants Can Depend on EMB

The adult entertainment industry is under fire. Since the DVD era has ended, online adult websites have dominated the adult landscape. Consumers now have a plethora of avenues to choose from for adult entertainment. As a result, adult merchants must come up with innovative ways to please consumers while finding consistent revenue streams. Even though, adult sites have more opportunities...

Dec 13, 2016

The Latest in Payment Technology for the Adult Entertainment Industry

Despite the fact that the adult sector is a very lucrative industry, merchants struggle to find payment processing solutions. Adult businesses are known for experiencing high chargeback and dispute rates. This high risk environment makes the majority of traditional processors refuse to offer their services. Alternative providers like EMB, on the other hand, specialize in providing merchant accounts to adult...

Sep 27, 2016

Merchant Accounts For Adult-Oriented Goods & Services

The adult entertainment industry has step by step innovated the digital world since the early stages of technology. The first payments processed online and videos streamed and live streamed appeared in the adult sector. Moreover, it helped set up some of the basic lighting techniques applied in fashion photography. Today, it has turned into one of the fastest emerging outlets...

Sep 13, 2016

Websites are Easing Adult Content Regulations

Those who have adult-oriented businesses know that the hunt to find a merchant account is tough. Maybe you did luck out with a reliable processor (like EMB), or maybe you have stuck with an online processor. Paetron and a few other “mainstream” businesses are now realizing that this is a lucrative industry – as well as an industry that doesn’t...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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