Escort Merchant Account for Your Adult Business

Dec 27, 2017

Are you looking for a comprehensive and affordable merchant account for your adult business? all you need is to find a reputable payment processor that specializes in the high risk industry and knows all your pain points best of all. prides itself on being the nation’s #1 high risk credit card processing company that offers exceptional terms and rates for high risk merchant accounts, including an escort merchant account, adult novelties, adult toys, adult bookstores, adult ebooks and magazines, strip clubs, membership and adult content websites, and more.

When applying for an adult merchant account, be aware that the adult industry’s use of MCC codes is varied, and depends on the type of product/service you offer. To get approved for an adult merchant account, the sponsor bank of your credit card processor must allow adult businesses in their underwriting guidelines.

There is nothing difficult about the application process: you just need to complete an application, provide a few documents such as a copy of the owner’s driver’s license, a voided business check, and that’s all.

After you’ve submitted the application, the credit card processor’s underwriting team will review it and let you know about their final decision in a few days. In case you need equipment, your adult merchant account provider will ship it out to you. If your business is associated with taking payments over the phone or Internet, the processor will also establish a payment gateway.

If you’re considering to open a PayPal, Stripe, or Square merchant account, be aware this type of payment aggregators aren’t willing to work with adult businesses since these are high risk in nature.

So, the best way out is to turn to a respectable high risk merchant account provider like that has years of experience in working with hard-to-approve merchants and has helped thousands of them to get the best for their business wants and needs.

  • EMB requires the following:
  • A valid ID, e.g. driver’s license
  • Voided businesses check or bank letter
  • Recent bank statements (at least 3 months)
  • Chargebacks under 2%
  • A secure, functioning website
  • EIN (Employer Identification Number) or SSN (Social Security Number)

Remember that the better your business looks, the more chances you’ll have to get approved for an escort merchant account. Choose the right high risk payment processor to apply to for your adult merchant account.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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