Oct 12, 2020

Agent Based Cryptocurrency Payments

It is no mystery that the use of cryptocurrency is gaining massive ground worldwide.  For those who are still unfamiliar, cryptocurrency is a “digital asset” that, with the use of cryptography, can be used to perform transactions securely, as well as regulate the creation of new coins.  Benefits Of Accepting Cryptocurrency For Your Business By December 2019, it has been...

Oct 09, 2020

3 Important Reasons to Get an Online Gaming Merchant Account

Payment speed is a concern for different types of customers, but the need for instant checkout almost triples for online gamers. Failure to meet this demand can lead to dissatisfied clients and lost revenue, so you want a reliable merchant account and credit card processing solution for your online casino. Hiccups such as excess chargebacks and sudden account terminations can...

Oct 02, 2020

eCommerce Transactions Staying Elevated During Pandemic

According to Analysis by ACI Worldwide, global eCommerce transactions have jumped by 19 percent in July 2020 compared to July 2019. Likewise, there was an increase in the number of eCommerce transactions for outdoor gear; a 9% increase in 2019, compared to a 12 percent increase in 2020. As the COVID-19 pandemic has dragged on and businesses have had to...

Sep 30, 2020

Real-Time Payment Transaction Volumes Rising in Malaysia

Real-time payment (RTP) transaction volumes in Malaysia accounted for 7.1 million in 2019. To get more information about the rise of this type of transactions and know who can help you with an exceptional travel merchant account, look no further.  Real-Time Payments & Travel Merchant Account Real-time payments play a vital role in growing your business. Based on a recent...

Sep 29, 2020

Reliable High Risk Merchant Account for Online Dating Sites

With thousands of people looking to find their soulmate, there is definitely a huge market for online dating sites. Due to the COVID-19 pandemic, more and more singles are turning to safer options online in hopes of meeting that special someone. In fact, in 2019 alone, the online dating industry yielded over $2 billion. Even so, breaking into this industry...

Sep 29, 2020

3 Things You Should Know About High Risk Credit Card Processors

Launching a new business venture requires capital – and lots of it. Cash is needed to get things moving, hire the right team, purchase inventory, pay the bills and cover payroll. No business can operate successfully without adequate cash flow and a cash reserve. For the rapidly growing business, this is even more true. But when your industry is considered...

Sep 29, 2020

Continuity Billing & Trial Offer Merchant Account

The continuity subscription model is among the most successful business structures. If you’re running this type of business, you need a secure and cheap trial offer merchant account for online payment processing. This article is about trial and continuity billing businesses, as well as the top high risk processor in the U.S. Trial & Continuity Billing Merchant Accounts Continuity marketing...

Sep 29, 2020

CBD Merchant Account & Credit Card Processing

Online sales are growing all around the globe. The majority of customers like making payments via credit cards, so you can’t do without online payment processing for your CBD business. This article is about obtaining a secure and cheap CBD merchant account to accept payments online.  Credit Card Processing for a CBD Business The risks associated with CBD businesses make...

Sep 28, 2020

Integrating Payment Solutions: Benefits for Your Business

Are you interested in integrating a payment solution? How can you benefit from this? This article is helpful for merchants interested in integrating payment solutions and finding a reliable payment processing company in your field.   Integrating Payment Solutions If you want to enjoy more streamlined operations when running your business, integrating payment technology within the software you use can be...

Sep 28, 2020

The Role of APMs for E-Commerce Businesses

Are you running an e-commerce business and need to integrate alternative payment methods (APMs) into your payment gateway? This article provides insights into the topic so you can grow your business with success.  AMPs for E-Commerce Businesses  Alternative payment methods play a vitally important role in growing your business, both locally and globally. The growth of APMs is based on...

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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