May 23, 2016

Merchant Account for Caterers

Are you in the catering business? Then you’ve noticed that most customers generally prefer to pay for catering services with credit and debit cards instead of cash. Credit cards give your customers the flexibility to pay for more elaborate and catered events, while accruing a large amount of reward points for transactions. If your catering business cannot process credit and...

May 23, 2016

How to Accept Credit Cards Online, In-Store or Anywhere

Figuring out how to accept credit cards isn’t that much complicated. All you need is finding the best and the right route between your customers’ credit card account and your bank account. How to Start? To start, you should look for the most convenient and low-cost option that will enable you to process transactions with ease. Overall, this is a...

May 23, 2016

POS Reports: Getting Beyond the Basics

Not all POS’s boast advanced reports. Merchants interested in more advanced specifics concerning POS reports can find important information in this blog post. The latest POS reports data enables merchants to use a POS to the best possible effect and grow. Merchants trying to find answers to their questions concerning modern POS and payment processing should consider turning to emerchantbroker.com....

May 19, 2016

Personalized Point Of Purchase Displays Mark The Future For Retail

SCOTTeVEST (SeV) Inc., a pioneering clothing company represented a major breakthrough in the industry by introducing brand new pockets over 15 years ago. The company has recently made a new announcement: it is going to make a revolution through its new Point of Purchase or PoP display. Personalized, Point of Purchase Displays   POP displays operate based on personalized videos and...

May 19, 2016

The Best Adult Dating Merchant Account

The adult dating industry is considered quite lucrative for online merchants. On the other hand, the adult sector is categorized as high risk because of high chargeback and dispute rates. In order to provide sound results for your adult business ventures, you should find a reliable and experienced payment processor to apply for a high-risk merchant account. Why EMB? Reputable...

May 19, 2016

Merchant Accounts For Painters

Both the owners of painting businesses and independent painters may work with clients who would prefer paying them via credit cards. It is highly important to look for a reputable processor in the field when choosing payment processing solutions for painting services. Find the Best Payment Processing Solutions in the Field True professionals in the field will offer you advanced...

May 19, 2016

Merchant Accounts For Contractors

Independent contractors often have difficulty finding a trustworthy payment processor. With an inconsistent stream of income, contractors may face increased risk of fund withholding. Without paying enough attention to the terms and fees related to your credit card processing, you will end up with overpaying for merchant services. Choosing the Best for Your Business Merchant accounts are a must if...

Aug 21, 2013

Merchant Accounts get ready for the Back to School Shopping frenzy

Fall is coming and with the change of the weather, we prepare our kids for the upcoming school year. Registrations are complete and the lists are compiled for the parents to hunt for the best deals. From paper supplies to software, to nice clothes; the average price tag a household will pay is over six hundred dollars.  Compound that across...

Feb 15, 2013

Merchant Account Solutions for Membership Sites

Let’s say you run a membership website that wants to accept money for dues or merchandise. As webmaster, you must decide how you will accept money.If you plan on accepting credit cards online, you are obliged to open a merchant account for your membership site. The idea may seem daunting to those who have little experience in dealing with debit...

Jan 15, 2013

Finding the Best Merchant Account for a Start Up Business

Getting a Merchant Account for Start Up Business Getting a merchant account for a start up business can provide a challenge you don’t really want to deal with when you’re getting your new venture off the ground. It’s hard enough focusing on getting sales and building a customer base without having to deal with the complications and red tape that...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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