May 19, 2016

The Best Adult Dating Merchant Account

The adult dating industry is considered quite lucrative for online merchants. On the other hand, the adult sector is categorized as high risk because of high chargeback and dispute rates. In order to provide sound results for your adult business ventures, you should find a reliable and experienced payment processor to apply for a high-risk merchant account. Why EMB? Reputable...

May 19, 2016

Merchant Accounts For Painters

Both the owners of painting businesses and independent painters may work with clients who would prefer paying them via credit cards. It is highly important to look for a reputable processor in the field when choosing payment processing solutions for painting services. Find the Best Payment Processing Solutions in the Field True professionals in the field will offer you advanced...

May 19, 2016

Merchant Accounts For Contractors

Independent contractors often have difficulty finding a trustworthy payment processor. With an inconsistent stream of income, contractors may face increased risk of fund withholding. Without paying enough attention to the terms and fees related to your credit card processing, you will end up with overpaying for merchant services. Choosing the Best for Your Business Merchant accounts are a must if...

Aug 21, 2013

Merchant Accounts get ready for the Back to School Shopping frenzy

Fall is coming and with the change of the weather, we prepare our kids for the upcoming school year. Registrations are complete and the lists are compiled for the parents to hunt for the best deals. From paper supplies to software, to nice clothes; the average price tag a household will pay is over six hundred dollars.  Compound that across...

Feb 15, 2013

Merchant Account Solutions for Membership Sites

Let’s say you run a membership website that wants to accept money for dues or merchandise. As webmaster, you must decide how you will accept money.If you plan on accepting credit cards online, you are obliged to open a merchant account for your membership site. The idea may seem daunting to those who have little experience in dealing with debit...

Jan 15, 2013

Finding the Best Merchant Account for a Start Up Business

Getting a Merchant Account for Start Up Business Getting a merchant account for a start up business can provide a challenge you don’t really want to deal with when you’re getting your new venture off the ground. It’s hard enough focusing on getting sales and building a customer base without having to deal with the complications and red tape that...

Sep 06, 2012

Instant Merchant Accounts from eMerchantBroker

Instant Merchant Account There are a lot of companies out there claiming to set up ‘instant merchant accounts’ these days – but often you apply for one only to find yourself waiting weeks and being required to fill out a bunch of paperwork and correspond with the provider by post. Don’t get caught in one of these scenarios – read...

May 22, 2012

Cómo Obtener una Cuenta Mercantil Con una Quiebra

Cómo obtener una cuenta mercantil con una quiebra eMerchantBroker.com especializa en ayudar a los propietarios de empresas con crédito dañado obtener la aprobación de una cuenta mercantil. Entendemos que declararse en bancarrota es a veces la mejor decisión para usted o su empresa. Esto no quiere decir que no se debe ser capaz de aceptar pagos de sus clientes. Nos...

Apr 11, 2012

How to Get a Merchant Account with a Bankruptcy

eMerchantBroker.com specializes in helping business owners with damaged credit get approved for a merchant account. We understand that filing bankruptcy is sometimes the best decision for you or your business. This does not mean that you should not be able to accept payments from your customers. We specialize in bankruptcy merchant accounts, and we can get your account up and...

Mar 08, 2012

Retail Merchant Account without a Checking Account

If you need a merchant account, but don’t have a checking account, we can help! eMerchantBroker.com has helped hundreds of business owners that need a merchant account, but do not have a checking account. As long as your business is a retail location, or you have the opportunity to “swipe” your customer’s card, then you can get a merchant account....

Award winning.

  • 2012
  • 2013
  • 2014
  • 2015
  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat