Sep 14, 2018

Online Payment Gateway Study

Are you a merchant looking for reliable and affordable merchant services, including a merchant account, for your business? Where can you find them? what does the latest study on payment gateways show? This article will tell you about all these things. What to Know About Online Payment Gateways The global payment gateways market is driven by the growth of the...

Jul 12, 2018

Find a Gateway for Electronic Cigarette Merchant Accounts

No matter what type of business you operate, if you want to accept credit and debit cards and electronic check payments online, you need a merchant account and a payment gateway. They are both important because merchant accounts are where funds are held before they are transferred to businesses’ bank accounts. A payment gateway is an online application or tool...

Apr 20, 2018

What is Payment Gateway, and Why It Matters to Your Online Business

If your business has anything to do with e-commerce, your have probably heard of payment gateways. But do you know what they are and how they work? And why are they necessary to profit from your online shop? If you have a lot of questions about what payment gateways are, the following information will help you. Payment Gateway A payment...

Feb 23, 2018

Tech Support Merchant Account | Multiple Payment Gateways Options

One of the fastest growing industries, established tech support businesses and startups are thriving like never before. When you consider how integrated technology is in our everyday lives, it is safe to say that this booming industry will not be slowing down anytime soon. Surprisingly, it is not as easy as you might think for these businesses to operate smoothly....

Feb 20, 2018

Steps to Integrate a PayPal Payment Gateway into Android

The world is going mobile. People all over the world are increasingly adopting mobile payments in many different ways. Android app for your business can serve as a perfect strategic decision to succeed in the online payment market. How can you integrate payment gateway into Android? Read this article and you’ll get to know how to execute this. Making More...

Sep 19, 2017

6 Useful Credit Card Processing Tips for Small Businesses

Now that most consumers are pacing the shift to the use of credit cards, it’s mandatory that you enable your business to accept these cards. These days, most clients expect to easily make payments anywhere they go—your online shop is not an exception. Remember, minus up-to-date payment alternatives, you won’t be able to compete favorably in the ever-changing marketplace, especially...

Sep 14, 2017

The Importance of Payment Gateways for E-Commerce

If you’re running an e-commerce website, you can’t do without a payment gateway. A payment gateway can be characterized as the mediator between e-commerce sites and the payment processor. This system is required for secure payments authorization for your e-commerce website. Why Do You Need a Payment Gateway? Payment gateway systems can be viewed as the digital equivalent of credit...

Aug 28, 2017

Security Plugins Shopify Merchants Should Use

E-commerce is thriving and growing with rapid advances. Online sales in the US are expected to account for $523 Billion by 2020, which is up 56% from $335 billion in 2015. Secure Payment Processing for Your Online Business As online sales are growing, fraud is increasing throughout e-commerce as a whole. According to Business Insider, fraud cost US retailers $32...

Aug 25, 2017

Open Payment Platforms And What They Offer

The rise of APIs and the race for consumer loyalty have made payments players think of innovative solutions like never before. This has resulted in a new openness to outside developers. Both in the US and abroad, many organizations are opening up developer portals or joining open banking working groups, either by choice or by regulation. Open Access Is Spreading...

May 05, 2017

What You Should Know About Internet Payment Gateways

Thanks to online Internet payment gateway, payment processing can be completed through any device with Internet connection. It allows merchants to accept credit cards and signature debit cards through any Internet connection, without the need for a terminal. Also, it gives you an opportunity to process credit card orders from your website in real time. As a result, your customers...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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