Sep 11, 2015

Merchant Accounts for Online Marketers

In the digital age, one thing has become so common on the tongues of most merchants is “making money online.” Three words that roll off the tongue like pure magic! More and more people are selling and buying online or providing different service over the internet. In fact, a good number of people currently make an entire living out of...

Aug 31, 2015

Internet Marketing Tips and Tools to Help Small Businesses Grow

Many small businesses have been taking their trades online to benefit from the huge online market. With billions of consumers now using the internet as the primary destination for shopping activities, you stand to gain a lot if you can successfully launch your business on the internet. Moreover, doing business online has been made simple with the introduction of a...

Jul 23, 2015

Internet Marketing Ideas for Small Businesses on the Cheap

We all know that marketing can be expensive. Many businesses are turning to internet marketing merchants to help them figure out the best route to find customers. While this seems like an expensive field to invest in, most of today’s most successful internet marketing techniques are cheap to incorporate, both for the businesses and internet marketing merchants. First off, you...

Jun 15, 2015

Why Internet Marketing Will Rock Your Business

People spend more time on social media networks like Twitter, Facebook, and Instagram than on email. If you haven’t put any effort into internet marketing, then you are throwing profit away. No longer do business owners have to choose between “mainstream” marketing (billboards, TV ad, magazine ads etc.), or online marketing because they are now one in the same. So...

May 11, 2015

Starting an Internet Marketing Firm Post Google Panda

Google introduced Panda Update in February 2011. Panda Update is a search filter that allows Google to prevent sites with poor quality from working their way into top search results. These changes have had a huge impact on the SEO market. As a whole, the SEO market still has very little understanding on how Google operates post Google Panda. This...

Apr 23, 2015

EMB Has All of Your Merchant Payment Processing Needs

When it comes to finding a one-stop-shop for business financing, funding, and payment processing, it’s usually a difficult process. Few reputable companies exist, and often times there are strict guidelines as to what types of companies they will deal with. If you have a high-risk categorized company, or have less than great credit, you need to turn to EMB for...

Mar 23, 2015

How Social Media Can Make You Big Bucks

For the last two decades, internet marketing has been a profitable venture for tech savvy entrepreneurs. Persistent, well connected, and socially active business owners manage to successfully connect with their customers and other businesses on a daily basis. But it is no longer enough for businesses to be internet savvy, they must also be competent in the area of social...

Feb 13, 2015

Internet Marketers, The World is Your Oyster

With the ‘invention’ of the laptop and the Internet everyone is an expert in everything. You are truly a marketing professional. You have to fight for every dollar of business going up against many of the wannabes who try and cannibalize every potential client by offering strictly cut rate services. In order to compete, you have to knock your pricing...

Jan 30, 2015

Challenges Faced by Internet Marketing Companies

Starting an internet marketing company can be a profitable venture for the right entrepreneur. If you are internet savvy, persistent, and well connected, the opportunities to be successful are endless. Still there are some challenges that businesses have to face in order to make an impact on their desired customer base and make their fortune. Establishing an Office It may...

Nov 26, 2014

Internet Marketing Shortcuts – What is worth it, and What Is Not?

Internet marketing is a huge deal right now, thanks to the influx of new devices to search the internet on. While internet marketing is typically left up to the merchant, there is a surge in popularity for internet marketing merchant accounts. This is a great time to hop on board, but there are some things you need to consider first....

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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