Mar 28, 2014

Where You Can Use Electronic Cigarettes, Depends on Where You Stand

State legislators across the United States are feeling the heat to distinguish e-cigs from combustible cigarettes that use tobacco. In Tennessee a battle is raging over if and how to regulate e-cigarettes, a new alternative to smoking traditional cigarettes, whose popularity has led to a booming “vaping” culture and staggering profits. Wells Fargo Securities analyst Bonnie Herzog, says that the...

Feb 18, 2014

Five Reasons Smokers are Switching to E-Cigarettes

The e-cigarette and vaporizer industry is rapidly growing and making inroads into Big Tobacco’s traditional territory. The promise of better health and convenience are swaying many smokers to try technology’s alternative to the cigarette. Vape shops have sprung up, quickly supported by specialized e-cigarette merchant accounts to answer the ever-increasing demand for e-cigarettes. An entrepreneur interested in opening a vape...

Jan 27, 2014

The Truth About E-Cigarettes

For those who aren’t overly clued-up on this relatively new breakthrough, electronic cigarettes or ‘e-cigs’ as they are also known, were introduced to the US in 2012. They are battery powered devices which were designed in order to simulate tobacco smoking, with some brands containing a mixture of nicotine and flavorings, and others simply releasing a vapor without the nicotine...

Jan 24, 2014

The growing popular appeal with Electronic Cigarettes

Electronic Cigarette Companies are surging due to the recent popularity of electronic cigarettes. Many entrepreneurs are producing the e-juice which composes the e-cigarette. It is predicated that the industry is expected to gain popularity over the next 10 years. Christian Berkey who is part of the largest producer of e-liquid, states that he is happy to see the emergence of...

Dec 04, 2013

How to Choose the Right Bank for Processing the Sale of Electronic Cigarettes

The popularity of electronic cigarettes is steadily growing, and many customers tend to pay with plastic instead of cash.  Your business needs to be ready for this influx of business, and by accepting credit card transactions you are one step closer. Not only will accepting credit cards help increase sales, but it can also help reduce the amount of loss...

Oct 24, 2013

E-Cig business is smoking hot!

The e-cigarette has been shooting off the shelves. Whether you are a seller online or have a smoke shop somewhere across the country, your profits have gone through the roof. Customers prefer the e-cigarette to the actual cigarettes because they smell better and they taste just as good. If you have started a new business with cigarettes in mind,...

Oct 24, 2013

Has your electronic cigarette merchant account been dropped by PayPal?

PayPal has a policy that it will not sell any products that have tobacco in them. “PayPal generally prohibits transactions for all types of tobacco products, including cigarettes, cigars, and smokeless tobacco due to legal requirements and industry regulations for online tobacco sales” Clearly stated It is clearly written on their site that they won’t play with any kind...

Oct 24, 2013

Do You Need Payment Processing For Your E-Cig Store?

With the sales of cigarettes changing all across the country, it is no surprise of a change in the e-cigarette industry. Finding a merchant servicer that wants to do an electronic cigarette merchant account may not be the easiest task of the day. This account will likely fall into the high risk merchant account area; but don’t panic. A lot...

Oct 15, 2013

Payment Processing for Electronic Cigarette sales

As a seller of the e-cigarettes, you have many things to consider as you go into business. Cigarettes are a very popular product, and with the e-cigarettes, you need to make sure you are selling to someone that is old enough to be buying them. As well as, the part about the FDA and their regulations, so before you put...

Jun 05, 2012

Merchant Account for Electronic Cigarettes – E-Cig Credit Card Processing specializes in high risk merchant accounts, and more specifically, electronic cigarette merchant accounts. We are very efficient at setting up merchant accounts for e-cig stores. We can have you processing credit cards in as little as 72 hours. Rates are expensive for e-cig stores, however at we guarantee to have the best overall pricing for start up and...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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