Nov 25, 2020

6 Elements To Consider When Choosing A Payment Gateway

According to The Payer’s “Payment Methods Report 2019”, it was found that 86 percent of customers use both their credit cards and debit cards to make their online purchases. When it comes to making a purchase, more than 60 percent claimed that this same method was their preferred form of payment.  The primary goal behind payment gateways is to make...

Nov 02, 2020

4 Payment Methods to Integrate for the 2020 Holiday Season

With six-months of uncertainty and instability due to the Coronavirus under our belts, there does not seem to be a light at the end of the tunnel. At least, not yet. The changes that have ensued, with mandatory closings and social distancing, has predictably impacted brick and mortar businesses. Those that did survive have moved strategically online. Consumers, terrified of...

Oct 30, 2020

How Payments Orchestration Can Facilitate Payment Integrations

Operating an e-commerce business is becoming increasingly more complex. Online business owners must manage their daily operations, customer demands, a rapidly evolving economy, innovative technology, and solid competition.  More often than not, merchants also face the tremendous challenge of handling their payment infrastructure. This aspect is often neglected due to a general lack of technical expertise to navigate its many...

Sep 28, 2020

Integrating Payment Solutions: Benefits for Your Business

Are you interested in integrating a payment solution? How can you benefit from this? This article is helpful for merchants interested in integrating payment solutions and finding a reliable payment processing company in your field.   Integrating Payment Solutions If you want to enjoy more streamlined operations when running your business, integrating payment technology within the software you use can be...

Jul 02, 2020

The 4 Key Benefits Of Payment Processing Integration

The payment industry has been evolving at a rapid pace in just the last few years. So much so, that small businesses and merchants have had difficulty staying current with all of the payment industry’s best practices and standards.  The newest standard that is certain to impact many businesses for the better in terms of efficiency is the current integration...

Apr 16, 2020

The Best Square Integration For eCommerce

As traditional cash registers begin to fade into obscurity, modern POS systems are taking retailers by storm due to their adaptability and offering a variety of technical capabilities. The benefits for choosing the right POS system should be twofold: it should make things simple for your customer and equally as straightforward for you to run your business. One of the...

Feb 06, 2020

Integrate Apps With Your Square Account

Square strives to equip merchants with all the tools they need to efficiently run their businesses. In light of this mission, it has opened up its platform to invite like-minded partners who have made it their passion to help other businesses streamline their day to day operations. These are the apps you can easily integrate with your Square account. All...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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