May 28, 2020

Vape and E-Cigarette Merchant Account:Your Key To Growth

Electronic cigarette merchant accounts allow you to process payments easily and securely. The worldwide e-cigarette and vape market is expected to reach $67.31 billion by the year 2027, according to Grand View Research, Inc. This is driven by the growing knowledge of the health risks of smoking. To counter this, those who wish to smoke are turning to less hazardous...

May 27, 2020

Merchant Account for Credit Repair Services

A credit repair merchant account plays a crucial role in your credit repair business. According to IBIS World, the credit repair industry averages $3 billion per year. The goal of credit repair services is to breathe new life into otherwise blemished and damaged credit. Some of the typical services offered by these companies include eliminating detrimental “dings’ on credit reports...

May 27, 2020

Securing An Online Dating Merchant Account

Online dating merchant accounts serve as a safeguard in a high risk industry. The stigmas tied to online dating is nothing new. In fact, personal ads, the forerunner to the modern-day online dating profile, are where it all started, the stigma that is.  In 1727, a woman by the name of Helen Morrison was considered a pioneer, posting the first...

May 23, 2020

How To Secure A Nutraceuticals Merchant Account

You need a dependable high risk merchant account provider for your nutraceutical merchant account. The global dietary supplements industry was estimated at $123.28 billion in 2019, according to Grand View Research. The main drivers of this growing demand include increasing health concerns as well as changes in dietary lifestyles.  The demand for dietary supplements is also fueled by the growing...

May 23, 2020

Visa Explores Online and Contactless Payments

High risk merchant accounts should consider contactless payments during health crisis. Visa, Inc. has witnessed a dramatic degeneration in sales for the second half of March, whereas the months of January and February experienced strong growth.  With the Covid-19 health crisis taking its toll on countless business sectors, Visa has not been immune to the new changes in consumer spending....

May 21, 2020

Escort Merchant Accounts Deserve Fair Treatment

A quality escort merchant account ensures that your business thrives in spite of controversy. Even though most banks and acquirers would rather look the other way, escort services are legitimate, legal businesses.  The confusion lies in the differences between escort services and prostitution services. The definition of an escort is someone who is hired for their companionship or companionship within...

May 21, 2020

Merchant Account Services For Your Vape And eCig Business

Securing a reputable e-cig merchant account will better position you for financial success. According to a new study conducted by Grand View Research, Inc., the worldwide vape and e-cigarette market is expected to hit $67.31 billion by the year 2027. A growing number of consumers are becoming more informed about the benefits of smoking “ashless” and “smokeless” tobacco. The benefits...

May 20, 2020

Choosing The Best Canadian Merchant Account

Although quality Canadian merchant accounts are scarce, you can find one that fits your business needs. It is enough to say that running a business, regardless of your location, can be a complex undertaking.  Adding to the complexities are the challenges of finding a top-quality merchant account provider. Our neighbors to the north of us, the Canadians, have an especially...

May 19, 2020

Understanding Online Dating Merchant Accounts

Not all dating merchant accounts are created equal. Launching an online dating website can make perfect financial sense given the proliferation of dating sites and apps devoted to helping people meet their romantic partners.  A $3 billion industry experiencing a steady growth for the past several years, many dating sites have been created to specialize in specific interests,  religious beliefs,...

May 19, 2020

How You Can Secure An Adult Dating Merchant Account

An Adult Dating Merchant Account is necessary for a secure and profitable online dating business. Online dating has dramatically changed the way singles find each other and fall in love. With the launch of the first commercially successful dating site,, it has paved the way for many more dating websites and apps, creating a multibillion dollar industry. In October...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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