Aug 24, 2017

Top Merchant Services for Adult Merchants

It’s no surprise that the adult industry is lucrative. Adult business owners operating in the field are looking for ways to grow their business and increase revenue, and they can’t do this unless they open a reliable merchant account for their business. The problem is that the industry is considered high risk, and it’s not easy to get approved for...

Dec 19, 2016

Need a Payment Processor for Your Adult Business?

The porn industry is highly lucrative but is also stigmatized. This stigma has made it hard for entrepreneurs in the industry to find and secure loans or payment processing from legitimate sources. In addition, the industry is plagued with chargebacks, disputes, bad credit ratings of business owners and higher than average cancellation rates. Some of these issues could be solved...

Feb 24, 2016

Apparently, the Feds are not Fans of Adult Merchants | Account Processing

The Feds have seized the profitable porn and review website “The Review Board”. While the adult workers and their reviewers are livid, the Feds claim that this site was promoting prostitution. While the site and its adult workers deny this, the Feds ultimately have the say as to who and what can hot a website. While the Feds are an...

Dec 15, 2014

How Alternative Payment Processors can Save the Adult Industry

The adult sector is a lucrative industry. With the invention of the internet, adult services generate billions of dollars in revenue every year. Still many adult oriented businesses have a difficult time obtaining adult merchant accounts through traditional payment processors. Porn performers and businesses are met with discrimination from online payment processors like PayPal, WePay, and Google Wallet. Many have...

Aug 28, 2014

Adult merchant account solutions for businesses in the Adult Industry

The adult industry has always been a big moneymaker where it is legal, and even without floundering economy it still is lucrative. While it is a huge moneymaker, it can be hard to get a system to accept plastic card payments. While is may seem like a lost cause to start an adult-based business online due to this factor, you...

Jul 30, 2014

Adult Novelty Webshop Marketing Tips on the Cheap

Marketing can range from free to insanely expensive, and there is something for every type of business. While you may think that adult novelty online shops are not the best choice for free or cheap marketing, you are mistaken. There are plenty of ways to market your business online, without going broke. Marketing on social media is free, however it...

Jun 16, 2014

Undestanding Adult Merchant Accounts for Your Adult Dating Website

Adult dating websites are a lucrative new trend, and they are a great way to break into the business world. However, finding a merchant account processor to deal with your company is not as easy as you might think. While the majority of banks might turn down these businesses, there are options available to process your adult dating website transactions....

May 09, 2014

How to get your Adult Content Merchant Account Approved

Sex sells. It sells even better online where shopping can be done discreetly at home by your customer base. Whether you’re into adult content, adult toys, or adult dating sites the adult industry thrives online. The market is lucrative to a business with a great niche and business plan. Yet, securing an adult merchant account can be tricky. Adult Content...

Apr 29, 2014

Setting Up a Successful Adult Dating Website

  With more people choosing to search online for their one true love or whether they would just like to have a reason to get out of the house more and meet new people, starting up an adult dating website is a great way to help them and make a considerable profit doing so. But what does it take to...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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