Need a Payment Processor for Your Adult Business?

Dec 19, 2016

The porn industry is highly lucrative but is also stigmatized. This stigma has made it hard for entrepreneurs in the industry to find and secure loans or payment processing from legitimate sources. In addition, the industry is plagued with chargebacks, disputes, bad credit ratings of business owners and higher than average cancellation rates. Some of these issues could be solved by changing procedures that protect against fraud and ensure customers are satisfied.

Don’t let unfair regulations stifle your business’ potential. Find a payment processor that understands the adult industry and has the infrastructure to grow your business.

Progressive online merchant providers, like EMB, have a proven track record of assisting dating, adult toys, adult content website, and adult novelties. We have a variety of secure payment gateways, fast processing, and a streamlined application process.

At EMB, our team specializes in merchant accounts for the adult entertainment, adult dating and adult products industry. As long as your chargeback rate is less than 3%, we can connect your adult business with the best credit card processing account. At EMB, our 3% chargeback policy makes it easy for the merchant to stop worrying about payment processing, and focus on providing great products and customer service.

Our clients have the advantage of our vast experience as industry leaders and our large and varied portfolio of merchants. We take time with every single customer with a one-on-one session to assist them with their application process, while listening to what you want and need from a provider. With this information, our extensive network of agents, support staff, leverage our strategic partnerships to offer the most economical pricing and merchant experience in the industry.

The persistent persecution of the porn and adult industry has kept it as a predominantly cash based industry, when most businesses now have the option to use debit and credit, checks and even mobile payments. The search to find legitimate payment processing is over. Get good online adult merchant processing for your porn and adult dating merchant accounts. Contact the (EMB) to learn how one of the world’s leading adult merchant processing company will protect, not slow down, your adult merchant profits.


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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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