How Alternative Payment Processors can Save the Adult Industry

Dec 15, 2014

The adult sector is a lucrative industry. With the invention of the internet, adult services generate billions of dollars in revenue every year. Still many adult oriented businesses have a difficult time obtaining adult merchant accounts through traditional payment processors. Porn performers and businesses are met with discrimination from online payment processors like PayPal, WePay, and Google Wallet. Many have their accounts either frozen or wiped out completely, sometimes without warning, because they are currently associated with the adult industry or have a history of porn performance. Still there are a few alternatives that this industry and its merchants can use to reap the benefits of online payment processing.
Adult content payment processor, Verotel, has now begun to accept Bitcoin as a form of payment. However, Bitcoins take an incredible amount of expertise and effort to obtain, and are projected to run out eventually. This means that Bitcoins may not be a sustainable alternative for adult merchants in the long term. Plus, porn performers can’t, yet at least, use Bitcoins to pay rent or car payments. So many are stuck with only accepting cash for most of their services.
Titcoin is a brand new form of digital currency poised to rival Bitcoin, designed exclusively to be used to enable adult processing, But Titcoin is still in the process of partnering with major players in the adult industry and does not yet have major distribution. However, there are other legitimate alternatives for adult merchants who are looking for a safe, legitimate payment processor that won’t penalize them for being a “high risk” business.
Experienced payment processors like, have helped adult merchants open accounts with no hassle and fair rates. As long as the merchant’s chargeback rate is less than 3%, the experienced high risk payment processors at will help expand your profits through premium adult processing services.

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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