Adult merchant account solutions for businesses in the Adult Industry

Aug 28, 2014
chargeThe adult industry has always been a big moneymaker where it is legal, and even without floundering economy it still is lucrative. While it is a huge moneymaker, it can be hard to get a system to accept plastic card payments. While is may seem like a lost cause to start an adult-based business online due to this factor, you can relax, and go ahead and start planning your dream company.

The majority of adult businesses are online-based; therefore, it is an absolute must for plastic card payments to be an option. While this seems like an easy enough task, adult-based businesses are notoriously hard to find a merchant account provider to accept plastic card payments. This is because adult-based businesses are prone to having fraudulent charges occur, which not only affect the customer, but also the business and merchant account provider. What you need is a high risk merchant account provider. While you can easily “Google” to find a high risk merchant account provider, they are not all the same. The vast majority will charge your business higher fees just because it is a high risk company, and often times will drop your account when a fraudulent charge arises.

The answer is simple: You need eMerchantBroker. With EMB, you do not need to worry about trumped-up charges just because your business is considered to be “high risk”. We reward our successful merchants, regardless of what industry they are in. We will stand by our merchants when they are faced with fraudulent charge accusations, instead of dumping them like many of our competitors. Our fees are industry-standard, and we do not charge any hidden fees. We exist to help you and your business succeed.

For more information, or to set up your adult merchant account, click below and contact us today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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