Aug 28, 2017

Air Travel Merchant Account and Credit Card Processing Risks

Travel industry trends are always changing in accord with new opportunities brought about by the modern world of technology. The world of travel and hospitality has entered a new era of growth and transformation. Global business travel spending accounted for $1.2 trillion in 2015, which is up 5% from 2014. Travel and Hospitality Industry One of the most important issues...

May 16, 2017

Women In The Male-Dominated Travel Industry

Women play a dominant role among travel consumers and sellers, but they don’t occupy the highest decision-making positions in the industry. In 2014, women made 80% of travel decisions, which equals to $125 billion of the travel industry’s purchasing power. Women are becoming more and more confident and empowered to travel alone, as the recent statistics show. This trend has...

Feb 10, 2017

How to Choose the Best Payment solution for Your Travel Agency

The credit card processing industry currently classifies the travel business among the dreaded “high-risk” class of economic ventures. This due to the fact that most travel agencies finalize transactions prior to the day of travel, which means the customers pay in advance. The early payment leaves the merchants open to chargebacks due to unforeseen changes in travel plans as well...

Oct 30, 2015

Consumers Can Go Further with Credit Card Rewards Miles | Travel Agency Merchant Account

The global economy has rebounded from the devastation of the last recession. As a result, consumers are travelling more than ever. This is great news for merchants in the travel and hospitality industries. Travel agents, who were thought to be extinct, are reporting record profits as clients realize they need agents with expert knowledge and contacts to make their global...

Aug 31, 2015

Consumers Call for More Regulations for Travel Agencies

The travel agency in Singapore is under fire. Revenues are declining and their reputations have been called into question, but still the industry continues to gain new entrants. Over the last 3 years, the number of agencies has raised from 1,096 to 1,195 according to the Singapore Tourism Board (STB). Still the number of agencies that close per year has...

Jul 23, 2015

Amadeus Wants to Add Business Intelligence to Travel Industry

While the tourist travel industry is booming, the business travel industry is always hot. From flying to meetings to relocating, there are many reasons for business travel. While airlines have upgraded some seats and meals for business travelers, many want upgraded technology. For the past two years, Amadeus Airline Solution has been adding to the business intelligence capability hoping that...

Jul 23, 2015

Hotels Try to Fight Booking Websites

We have seen the commercials and online ads for booking websites. These websites promise to book your hotel room, rental car, and airplane ticket for a fraction of the original fee. While most of these sites are legit, and there are few problems with consumers, the hotel and airline industries hate these sites. They cost them money, as people are...

Jun 11, 2015

How to Create Sought after Vacation Packages for Your Travel Business

Are you interested in the travel industry or already own and operate a business and are interested in how to create a vacation package? For that matter, what benefits can packaging offer your business? When it comes to the travel and tourism industry, packaging is all about leverage. Packages involve two more travel products combined into a unique product. A...

Sep 18, 2014

Travel Has Never Been More Profitable

The travel industry is finally on the rebound. In 2013, the US online travel market reached $157 billion and is projected to increase again this year. PhoCusWright predicts that online travel service adoption will grow in the States from 41% in 2012 to 43% in 2015. The US Commerce Department likewise estimates a 4% annual growth over the next 3...

Nov 04, 2013

The benefits of opening a Travel Agency Merchant Account

There are so many ways to help your business along. Technology, Facebook advertising, socially mediatizing yourself, and taking the time to find the best merchant account you can. • With a Travel Agency Merchant account, it opens the doors for payments all around the globe. Twenty four hours a day people can be paying their fees while you sleep. •...

Award winning.

  • 2012
  • 2013
  • 2014
  • 2015
  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat