Consumers Can Go Further with Credit Card Rewards Miles | Travel Agency Merchant Account

Oct 30, 2015

The global economy has rebounded from the devastation of the last recession. As a result, consumers are travelling more than ever. This is great news for merchants in the travel and hospitality industries. Travel agents, who were thought to be extinct, are reporting record profits as clients realize they need agents with expert knowledge and contacts to make their global treks unforgettable. Despite the economic rebound, consumers still love a bargain and can utilize various rewards programs to get the biggest bang for their buck.

When wanderlust strikes, many consumers turn to credit card rewards programs to make travel more affordable. Airplane tickets are never cheap, but those with air miles and rewards points programs can beat the high cost of travel and keep money and awards in their pockets. A growing number of travel credit card programs offer cash back for flights, generally 1 cent per mile. Others give consumers the option to transfer rewards miles to airline loyalty programs, so individuals can spend in miles instead of dollars.

To help residents in the San Francisco Bay Area get more out of their miles, NerdWallet conducted a study on the average cost of flights out of San Francisco International Airport (SFO) to 20 of the most desirable places in the U.S., to find the routes where rewards miles go farther. The study showed that Las Vegas gave consumers the most rewards. Using rewards programs to travel from SFO to Las Vegas gave consumers almost 4 cents per mile. This coupled with tons of low fares to Sin City make it a top travel option for low point travelers.

Going East? NerdWallet research also suggested that travelers searching for savings look past New York. Although it is one of the busiest hubs in the U.S., there is little to no value in credit card rewards on flights from SFO to New York’s airports. Better value can be found in Boston or D.C.’s Washington Dulles International. Miles average around 2.6 cents and 2.5 cents per mile respectively for these area airports.

Credit card initiatives, a resurgence in the travel industry, and a healthier economy have made it a great time for consumers to travel. is the number one payment processor for travel agencies. Your business will enjoy a major boost with our payment processing services. We guarantee that your travel agency merchant account will be completely CPI compliant. Contact us today to start your account.

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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