Apr 22, 2021

The Role of Integrations in Streamlining Account Receivable & Account Payable Processes

A frictionless accounts payable and receivable strategy enables easy access,  hassle-free management, and effortless payment information interpretation. Nevertheless, complicated processes and obsolete technologies can be a significant stumbling block.  Businesses accepting payments must be ready to pair all received funds with the various invoices. A slight mistake like claiming an invoice that has already been paid can ruin the customer...

Oct 30, 2020

At The Height Of The Pandemic, Integrated Payments Are Key

Before the pandemic, adopting integrated payments was considered a worthy, forward-looking investment for your business. However, as a result of COVID-19, the switch has been more drastic and necessary.  Since the outbreak, integrated payments have proven themselves to be a vital component, a necessity for businesses in order to operate efficiently and grow beyond the pandemic. Author John Boitnott wrote...

Sep 28, 2020

Integrating Payment Solutions: Benefits for Your Business

Are you interested in integrating a payment solution? How can you benefit from this? This article is helpful for merchants interested in integrating payment solutions and finding a reliable payment processing company in your field.   Integrating Payment Solutions If you want to enjoy more streamlined operations when running your business, integrating payment technology within the software you use can be...

Apr 07, 2020

Open New Business Opportunities with Square POS Integration

Only businesses that change with the times will survive in a dynamic ecommerce space. And right now, it’s all about the Square POS integration. This world-known integration from Square opens new opportunities for all business owners, whether you sell online or instore. And if you’re after both markets, this feature still allows you to link your ecommerce store to your...

Feb 06, 2020

Integrate Apps With Your Square Account

Square strives to equip merchants with all the tools they need to efficiently run their businesses. In light of this mission, it has opened up its platform to invite like-minded partners who have made it their passion to help other businesses streamline their day to day operations. These are the apps you can easily integrate with your Square account. All...

Jan 23, 2020

EMB Square Integration with Shopify

Despite the explosive growth of the CBD (Cannabidiol) market, CBD merchants have historically faced rejection by merchant account providers, payment processors, and payment gateways alike. Shopify, one of the leading and most popular eCommerce platforms, does not currently accept payment for CBD products. Specifically, Shopify Payments cannot be used to process payments for any and all CBD products. Shopify has...

Dec 23, 2019

Apps You Can Integrate With Your Square Account

Founded in 2009, Square’s primary focus is to equip small businesses to easily and quickly take credit card payments.  Its offerings have expanded to inventory, point of sale, and employee management so that these small businesses can operate like large businesses. Because of this mission, Square has opened up its platform to like-minded partners who also endeavor to help businesses...

Dec 13, 2019

Pros and Cons of a Payment Aggregator

In 2018, eCommerce represented about 14.3% of total retail sales, and that number is only expected to go up every year. Being able to conduct business online allows you to connect with a wider group of consumers while lowering your overhead cost of renting space and paying employees. However, to accomplish this, you need a dependable way to process payments. ...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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