Feb 18, 2014

Five Reasons Smokers are Switching to E-Cigarettes

The e-cigarette and vaporizer industry is rapidly growing and making inroads into Big Tobacco’s traditional territory. The promise of better health and convenience are swaying many smokers to try technology’s alternative to the cigarette. Vape shops have sprung up, quickly supported by specialized e-cigarette merchant accounts to answer the ever-increasing demand for e-cigarettes. An entrepreneur interested in opening a vape...

Feb 11, 2014

How to Run an E-Cig Shop

The surging popularity of electronic cigarettes is spurring growth as companies that have emerged as important producers of the key ingredient, and is creating opportunity here and elsewhere for storefront entrepreneurs. The many small business owners have have jumped into a market that some believe will eclipse that of traditional smokes within a decade. However, obtaining an e-cig merchant account...

Jan 24, 2014

On A Need to Know Basis: E-Cigarettes and Vaping

E-Cigarettes and vaping entered US markets in 2007 as an alternative source of nicotine that forgoes tobacco smoking. E-Cigarettes get their name from their resemblance to conventional cigarettes, but are in fact based on vapor and steam rather than smoke. This industry has exploded over the intervening years but they still lack official regulation from the Food and Drug Administration....

Jan 24, 2014

‘Vaping’ Industry Awaits FDA Ruling

E-Cigarettes (e-cigs) and vaporizers have become a booming business sector as more casual and conventional smokers alike are switching to the smokeless, vapor approach to smoking. Merchants in this sector have sprung up quickly, yet the uncertainty of such a new market has caused the industry to be labeled as high risk. Touted as a healthy alternative that decreases carcinogens,...

Oct 24, 2013

E-Cig business is smoking hot!

The e-cigarette has been shooting off the shelves. Whether you are a seller online or have a smoke shop somewhere across the country, your profits have gone through the roof. Customers prefer the e-cigarette to the actual cigarettes because they smell better and they taste just as good. http://bit.ly/1g0yuNo If you have started a new business with cigarettes in mind,...

Oct 24, 2013

Has your electronic cigarette merchant account been dropped by PayPal?

PayPal has a policy that it will not sell any products that have tobacco in them. “PayPal generally prohibits transactions for all types of tobacco products, including cigarettes, cigars, and smokeless tobacco due to legal requirements and industry regulations for online tobacco sales” http://bit.ly/1cZ2vs5 Clearly stated It is clearly written on their site that they won’t play with any kind...

Oct 24, 2013

Do You Need Payment Processing For Your E-Cig Store?

With the sales of cigarettes changing all across the country, it is no surprise of a change in the e-cigarette industry. Finding a merchant servicer that wants to do an electronic cigarette merchant account may not be the easiest task of the day. This account will likely fall into the high risk merchant account area; but don’t panic. A lot...

Oct 15, 2013

Payment Processing for Electronic Cigarette sales

As a seller of the e-cigarettes, you have many things to consider as you go into business. Cigarettes are a very popular product, and with the e-cigarettes, you need to make sure you are selling to someone that is old enough to be buying them. As well as, the part about the FDA and their regulations, so before you put...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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