May 21, 2018

Trends in Customer Service

Today, there’s a range of options available to most customers via the Internet. If you have poor customer service, this won’t let you succeed. What’s important for customer success? How can you get approved for high risk credit card processing without challenges? This article will tell you about this. High Risk Credit Card Processing and Customer Service Customers of our...

Apr 19, 2017

3 Tactics to Maintain Healthy Client Relationships

In order to run a successful services business, you need to attend to your clients and keep them happy. There are numerous ways to do this, from being responsive during working hours to being organized so that you can be their go-to resource. Your business will only be as strong as the clients who are happy to pay you to...

Jun 25, 2015

Top 5 Customer Service Behaviors that Separate Winners from Losers

One of the most frequent complaints that tech companies receive is that customer service really sucks. No matter how well managers lay out processes or how wonderful the products are, companies will never realize their potential if their customer service skills are lacking. What is interesting about the problem of customer service is that most issues don’t change. Customer service...

Jul 28, 2014

Getting Customer Relations Right

Social media is allowing every customer that walks into your business, the opportunity to relay their experiences to their friends and family. This has the potential of growing your business from every visitor. However, it can have a negative impact too, if their experience is not satisfactory. It is important that you consider every customer has the ability to reach...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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