Oct 23, 2018

Frequently Asked Questions about Adult Merchant Processing

Even though it is a very lucrative industry, businesses in the adult sector struggle to find payment processing solutions and business funding. The industry is known for high chargeback and dispute rates, which causes many processors to decline working with the industry to avoid risks. If you’re having trouble finding the payment processing you need, you should consider applying for...

Jul 12, 2018

Unique Adult Merchant Processing Solutions for Your Business

Are you an adult business owner? Is it challenging for you to get approved for adult merchant processing? Where can you find a reliable and reputable adult merchant account for high risk payment processing? Just read below and you’ll get answers to these questions. What Does High Risk Mean for Your Business? Beyond any doubt, the adult sector is a...

Dec 14, 2016

Adult Merchants Can Depend on EMB

The adult entertainment industry is under fire. Since the DVD era has ended, online adult websites have dominated the adult landscape. Consumers now have a plethora of avenues to choose from for adult entertainment. As a result, adult merchants must come up with innovative ways to please consumers while finding consistent revenue streams. Even though, adult sites have more opportunities...

Dec 13, 2016

The Latest in Payment Technology for the Adult Entertainment Industry

Despite the fact that the adult sector is a very lucrative industry, merchants struggle to find payment processing solutions. Adult businesses are known for experiencing high chargeback and dispute rates. This high risk environment makes the majority of traditional processors refuse to offer their services. Alternative providers like EMB, on the other hand, specialize in providing merchant accounts to adult...

Sep 27, 2016

Merchant Accounts For Adult-Oriented Goods & Services

The adult entertainment industry has step by step innovated the digital world since the early stages of technology. The first payments processed online and videos streamed and live streamed appeared in the adult sector. Moreover, it helped set up some of the basic lighting techniques applied in fashion photography. Today, it has turned into one of the fastest emerging outlets...

May 26, 2015

Adult Merchants Take Note: There is now a Wearable Dating App

Apps come in all forms, but the newest craze in the US takes the cake. It is a wearable dating app, which comes directly to you on your smartphone. Of course, there are dating websites, but when someone wants to find a date quickly, or on their lunch break, or while sitting in rush hour traffic, there is no better...

Feb 13, 2015

Why Can’t Adult Merchant Processors Act Like Adults?

You may be surprised at what categories of businesses are tagged as coming under the adult services industry. A business as benign as an internet Christian dating site will fall under the adult industry category – as will any religious based dating sites. It seems incongruous that these businesses are lumped into the same category as escort services, adult toy...

Jan 30, 2015

Sex Sells in the Digital Age

The prominence of sex toys and paraphernalia in the media is one reason that adult merchants believe has contributed to the boost in sales in the last 5 years. Popular sex toys like vibrators, lubrication, harnesses have moved sales from 65% in 2008 to 80% in 2013. Online sex shops are enjoying this increase in desire, and believe that the...

Dec 22, 2014

Why Apple Pay Will Payoff for Merchants

It’s been a few months since Apple announced its release of Apple Pay, a mobile wallet available on the iPhone 6 and iPhone 6 Plus. But mobile wallets have been around for a few years, and Americans have been very slow to adopt them. So why are so many mobile payment processing officials excited about the future of Apple Pay...

Oct 21, 2014

Easy Adult Industry Payment Solutions with Adult Merchant Processing From EMB

There are a lot of ways to make a good income from the comfort of your own home. Technology has made creating and sustaining home businesses a reality. A few of the fastest growing businesses that can be started from your home office are in the adult industry. The adult industry involves a variety of products and services targeted towards...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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