Adult Merchants Can Depend on EMB

Dec 14, 2016

The adult entertainment industry is under fire. Since the DVD era has ended, online adult websites have dominated the adult landscape. Consumers now have a plethora of avenues to choose from for adult entertainment. As a result, adult merchants must come up with innovative ways to please consumers while finding consistent revenue streams. Even though, adult sites have more opportunities than ever to create content and get paid, most financial institutions won’t fund them because they’ve been labelled as a “high risk” investment. Despite the growing demand for adult entertainment, most in the business have a hard time finding comprehensive and dependable payment processing.

On paper, the adult industry is a solid investment, however it has been stigmatized over the years due to moral objections, high chargeback rates, and bad credit ratings of business owners and higher than average cancellation rates. Some of these issues could be resolved by changing business procedures which ensure customers are satisfied, and initiating policies to root out dishonest customers who commit fraud. Makers of adult products, for example, should make sure their products have value, or post disclaimers that say some merchandise may or may not work. This would at least give the company grounds to deny responsibility if a product falls short of customer expectations.

Due to unfriendly institutional lending policies and payment processing discrimination, adult merchants take their hard earned profits to digital payment processors like PayPal and WePay. Still, discrimination against adult entertainers, adult industry partners and product producers, often lead to a rash of suspended accounts on these mediums.  Some of these digital payment processors are even shutting down accounts or freezing earned money.

This persistent persecution of the adult entertainment industry has kept the industry dealing in cash, when most businesses now have the option to use credit and debit cards, checks and even mobile payments. Stop struggling to find legitimate payment processors to perform good online adult merchant processing for your adult dating merchant accounts. Contact the (EMB) to learn how America’s number one adult merchant processing company will protect, not suspend, your adult merchant profits.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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