Oct 27, 2013

Did Silk Road kill Bitcoin?

Silk Road, the black market online marketplace was recently shut down by the FBI and it’s operator arrested in San Francisco, CA. The story has been trending on the Internet. Most people were unaware of the website, which was an online marketplace similar to ebay or craigslist, with one major difference. The site was openly selling cocaine, lsd, crystal meth...

Oct 25, 2013

Hassle-Free Offshore Merchant Account Solutions with eMerchantBroker

With EMB you have several advantages going on with their programs. First and foremost is their customer service program. They give you the opportunity to chat live with their representatives and ask all the questions you need answered, before you proceed to filling out any paperwork. They are honest and forthright about the time needed to set up an offshore...

Oct 25, 2013

Understanding an adult dating merchant account — Journey To Finance and Love

Everyone wants to feel loved and beautiful. Whether you are a man or a woman, you don’t always like the feeling of being alone. You can be alone and not be lonely, and then there are those moments when silence is deafening. So, it’s a strong understandable thing to go looking for love on a website. If you can’t find...

Oct 24, 2013

E-Cig business is smoking hot!

The e-cigarette has been shooting off the shelves. Whether you are a seller online or have a smoke shop somewhere across the country, your profits have gone through the roof. Customers prefer the e-cigarette to the actual cigarettes because they smell better and they taste just as good. http://bit.ly/1g0yuNo If you have started a new business with cigarettes in mind,...

Oct 24, 2013

Has your electronic cigarette merchant account been dropped by PayPal?

PayPal has a policy that it will not sell any products that have tobacco in them. “PayPal generally prohibits transactions for all types of tobacco products, including cigarettes, cigars, and smokeless tobacco due to legal requirements and industry regulations for online tobacco sales” http://bit.ly/1cZ2vs5 Clearly stated It is clearly written on their site that they won’t play with any kind...

Oct 24, 2013

Do You Need Payment Processing For Your E-Cig Store?

With the sales of cigarettes changing all across the country, it is no surprise of a change in the e-cigarette industry. Finding a merchant servicer that wants to do an electronic cigarette merchant account may not be the easiest task of the day. This account will likely fall into the high risk merchant account area; but don’t panic. A lot...

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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