Mar 01, 2012

Merchant Account for Collection Agencies

Collection Agency Specialists – specializes in merchant accounts for collection agencies. Accept checks and debit credit cards over the phone or the Internet. We even provide payment processing for start up collection agencies. If your collection agency needs to get a merchant account approved, be sure to contact We work with the leading collection agency software programs...

Mar 01, 2012

What is the Lowest Merchant Cash Advance Rate?

Getting the best rate for a Merchant Cash Advance A merchant cash advance is a form of receivables financing that allows business owners to sell a portion of their future sales for a discounted rate to private lenders and banking institutions. Many lenders use credit card processing accounts, or “merchant accounts” to act as collateral. A merchant cash advance is...

Mar 01, 2012

Online Electronic Store Merchant Accounts

Get a High Volume Merchant Account for your Online Store You may be surprised, but an online electronic store or drop shipping website is considered “high risk” by the merchant services industry. Online electronic retailers often have high tickets and need high monthly volumes. These business types also have a higher percentage of charge backs or customer disputes due to...

Feb 29, 2012

ACH Processing for High Risk Online Merchants

Accept Checks online or Over the Phone: High Risk Merchants At we specialize in helping online businesses accept checks online or over the phone. You can accept checks from your customers through your website, or over the phone. You can process one time payments or set up recurring ACH debits to come out of your customers checking account. If...

Feb 29, 2012

What is the Best Merchant Services Agent Program?

What is the Best Merchant Services Agent Program to join? Are you looking for the best merchant services agent program? Do you need a better residual split and a better free equipment program? Are you tired of applications being declined and getting the run around about bonuses and residuals? is changing the way business owners shop for merchant services....

Feb 29, 2012

Merchant Accounts that offer 24 Hour Funding

What Merchant Account Providers offer Next Day Funding? Are you looking for merchant account providers that offer 24 funding? Do you want instant availability to your credit card processing transactions? Getting you money fast can be a big help with cash flow. Many merchants don’t understand why all providers don’t offer next day funding. Why don’t all credit card processing...

Feb 29, 2012

TMF Merchant Approved at

TMF? Terminated Merchant File! A merchant that is on a TMF list can find it almost impossible to get a merchant account. There are a variety of reasons a merchant may be placed on the “terminated merchant file”, most commonly it is due to an excessive amount of chargebacks or large unpaid chargebacks. Unfortunately some merchants may have had a...

Feb 29, 2012

Offshore Merchant Accounts: Can I get one with a US business?

Offshore Merchant Accounts: How do they work? Many high risk businesses have questions about offshore merchant accounts and how they work. Getting an offshore merchant account can be very difficult and there are many misconceptions in regards to what an offshore merchant account really is. First off, not all high risk online businesses need on offshore merchant account. Some sites...

Feb 29, 2012

High Volume Merchant Accounts – What is a Load Balancing Gateway?

High Volume Merchant Accounts: Protecting your Assets If you have an online business that does high volumes of $100,000 or more per month than we can help you protect your assets with multiple merchant accounts and a load balancing gateway. High volume merchants run the risk of having their funds held up by the processors while they undergo risk management....

Feb 29, 2012

Merchant Accounts that Offer Next Day Funding

Merchant Accounts with 24 Hour Funding Do you need a merchant account that offers 24 hour funding? Do you need your money available in your bank account on weekends? We know that many merchants can’t wait 48-72 hours for funds to hit their bank accounts. Add the weekend on and that can be a whole week before a merchant sees...

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat