How to Get a Smoke Shop Merchant Account

Jan 30, 2018

Smoke shops aren’t something new in the United States. Since smoking is a popular social activity, the need for smoke shops has never lost its actuality. Today, the number of merchants involved in the electronic cigarette industry is growing. If you’re interested in a smoke shop merchant account, read below.

Smoke Shop Merchants

The industry is associated with substantial licensing and regulation from the government and banking industry. This makes it more expensive and challenging for merchants to start an online business in this field. Even merchants who have existing retail merchant accounts find it difficult to sell online.

What is a merchant account? This is a type of bank account at an acquiring bank using which you, as a merchant, can accept payment card transactions. To accept payments, merchant accounts should use a few different ways. The use of credit card terminals such as POS systems is a primary method. The use of payment gateways integrated into a merchant’s website shopping cart is another method.

Fortunately, there are reputable payment processors like that offer exceptional payment processing solutions to smoke shop merchants. Thanks to the true specialists in the field, running an online smoke shop is no longer associated with high rates, application fees, and hostile merchant account services.

All you need is to find an expert smoke shop merchant services provider that can help you with cost-effective and hassle-free solutions. EMB is one of the few payment processors that approve smoke shop businesses.

Smoke Shop Merchant Account From EMB works with merchants trying to expand their business. EMB makes applying for a smoke shop merchant account quick, simple, and affordable. Voted the #1 high risk processor in the United States, EMB talks to each business to get to know its wants and needs. Then, EMB provides merchant account services tailored to these specific business needs. offers credit card processing advantages that you can’t find with other banks and payment processing companies. Merchants working with EMB set up directly with their acquiring bank, without the need for a middleman or another organization. As a result, businesses are approved for merchant accounts with higher volume limits while having fewer restrictions placed on their accounts.

With, you can establish credit card payment processing as you set up your online smoke shop. EMB is well aware of all the hardships, including higher risks, associated with your type of business and does its best to make everything easy for you. EMB offers:

  • Merchant processing services
  • Mobile payments
  • Online invoicing
  • Payment gateway
  • Point of sale (POS)
  • Software integrations is experienced with restrictions sanctioned to online smoke shops, so you can be sure to start running your online smoke shop easily and quickly. As you know, it’s common for high risk businesses to have higher rates of chargebacks and disputes. With EMB, you can get the best chargeback prevention and protection services. will continue supporting your high risk merchant account as long as your chargeback rates are 3%.

Let us help you get a high risk merchant account today!

Get Started

Award winning.

  • 2012
  • 2013
  • 2014
  • 2015
  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat