Quick & Secure eCommerce Payment Processing with Credit Cards

Aug 25, 2020

Collecting customer payments come with hidden security risks that an ecommerce business cannot ignore.

Processing credit card payments can improve security and change how you take money from customers.

Because you won’t be doing every bit of the transaction process alone, partnering with the right service provider further tightens payment security levels.

How Credit Card Processing Augments Your Payment Process

Whether low-risk or high-risk, ecommerce credit card payment processing can benefit your small business in many different ways.

  1. Stabilize your Transactions with Credit Card Processing

Being a widely used avenue, accepting the various popular cards in your business can ensure you convert every customer who reaches checkout.

The ability to take payments safely and seamlessly from nearly anyone who visits your website can stabilize your income and processing history.

  1. Start taking Payment in Multiple Currencies

Being able to accept different currencies opens doors for international business. Signing up for multi-currency credit card processing services allows your ecommerce to attract and complete transactions from customers worldwide.

  1. Using Gateways Ensure Secure Transaction Processing

Gateways ensure security in both low-risk and high-risk businesses. Technologies like Non-3Ds and 3Ds can help secure your payments further by reducing chargebacks and spotting (and stopping) fraud.

  1. Tap into Global Payment Gateways for More International Business

International payment gateways can help increase your customer targeting and expand your bottom line.

Taking payments from foreign customers can be a hassle due to inconsistencies in rules and procedures.

An offshore payment processing gateway handles everything in the back-end ensuring you enjoy fast and secure transactions.

Safe and timely transaction processing can help a business build a strong rapport with its clients.

  1. Detect & Prevent Fraud

Fraud detection is priority number one in an environment where even seemingly honest clients can turn into scammers.

With the best security tools, you can take a more proactive approach—by detecting and preventing fraud before it happens.

These can be further enhanced by ensuring PCI-DSS Compliance, integrating SSL and so on.

Final Words

Credit card processing can make ecommerce payment collection painless and open new business opportunities, but can also be a painful endeavor if implemented carelessly.

Business must study the “best practices” for fast, safe and profitable card processing to survive and thrive.

Let us help you get a high risk merchant account today!

Get Started

Award winning.

  • 2012
  • 2013
  • 2014
  • 2015
  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat