Choose The Best E-Commerce Credit Card and Payment Processing

Jun 29, 2017

The e-commerce industry is growing with rapid advances. In the US, the industry grew by 15.6% to account for $394.86 billion in 2016, with e-commerce making up 42% of all retail growth.

Today’s consumers prefer shopping for your products or services online. If your business can’t offer secure, convenient online shopping, it’s missing out on significant sales revenue. That’s why it has become vital for modern online businesses to find a reputable payment processor like to apply for payment processing.

EMB understands you’re in need of offering a safe and easy online shopping experience to your customers and does everything it can to best meet that need with award-winning technology and data integrity with its e-commerce payment solutions. EMB offers a low-cost and reliable e-commerce merchant account to merchants of any type and size.

With EMB, you can enjoy:

  • Simplified online shopping options to help you enjoy increased profits and lower costs
  • Integrated shopping cart functionality and secure hosted payment forms
  • Security through PCI-compliant e-commerce payment processing solutions
  • Advanced fraud monitoring capabilities with customizable parameters

So, what do you get?

Integrated Shopping Carts

EMB offers many integrations into popular shopping carts and e-commerce platforms. EMB is always on the lookout for new e-commerce solutions.

Reduced PCI Scope

Thanks to EMB, you can reduce your PCI scope on your e-commerce site. For this, EMB will host your payment form on its secure server. When a third-party service provider specializing in data security like EMB hosts payment forms, hosted forms start offering a simple and secure way to accept payments on your site. As a result, you deal with decreased risks associated with fraud and reduced merchant liability.

Secure E-Commerce Credit Card Processing

EMB boasts a secure, PCI DSS-certified payment gateway to ensure safe and efficient e-commerce payment processing. With EMB’s payment gateway, you can accept all major credit/debit cards, enjoy encrypted card information from swipe through authorization and the latest security measures such as tokenization to mitigate the risk of fraud of identity theft. boasts an A+ rating with the BBB and has an A rating with Card Payment Options. EMB is voted the #1 high risk payment processor in the US and is named one of Inc. 500’s Fastest Growing Companies of 2016. EMB offers the lowest possible rates and the best merchant account services in the industry.

Let us help you get a high risk merchant account today!

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Award winning.

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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