May 16, 2017

Women In The Male-Dominated Travel Industry

Women play a dominant role among travel consumers and sellers, but they don’t occupy the highest decision-making positions in the industry. In 2014, women made 80% of travel decisions, which equals to $125 billion of the travel industry’s purchasing power. Women are becoming more and more confident and empowered to travel alone, as the recent statistics show. This trend has...

Jul 23, 2015

Amadeus Wants to Add Business Intelligence to Travel Industry

While the tourist travel industry is booming, the business travel industry is always hot. From flying to meetings to relocating, there are many reasons for business travel. While airlines have upgraded some seats and meals for business travelers, many want upgraded technology. For the past two years, Amadeus Airline Solution has been adding to the business intelligence capability hoping that...

Jun 30, 2015

What’s the Next Step in the Travel Industry Evolution?

At a recent ITT conference, Matthew Taylor, chief executive of the Royal Society for the encouragement of Arts, Manufactures and Commerce (RSA), expressed some concerns for the future of the travel industry. He believes that the industry will be unable to sustain its mega-growth unless it finds a new radical model. The key, Taylor purports, is for travel companies to...

Jun 11, 2015

The Benefits of the National Travel and Tourism Week

It was recently announced by the U.S. Travel Association that next year’s Travel and Tourism Week is scheduled to take place May 1-7, 2016. This nationwide annual salute to travel and tourism was established by a congressional resolution in 1983. The events that take place during this week serve to champion the power of the industry. In 2014, it was...

Jan 30, 2015

The Travel Industry in California is Booming!

Travel experts are predicting that 2015 will be the best year ever as 2014 data starts flooding in about tourism in the tri-county coastal area. Tourism is expected to grow by 2.1%, with Santa Barbara on the South Coast picked as the most popular destination. If you want to start a profitable career that is projected to keep growing, becoming...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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