May 22, 2015

Make a Good Profit with an Adult Streaming Merchant Account

Adult entertainment websites are always big business. DVDs and adult theaters are becoming obsolete, thanks to 24/7 access to live entertainment online. While the industry is hot, it can be hard to get a good reputation in the industry. The adult streaming industry is notorious for online hackings and fraudulent charges, and this can leave you scrambling to save your...

Feb 12, 2015

Imaginary Friends All Grown Up: New Adult Dating Service Hits Market

For just $25 dollars a month now you too can have an imaginary girlfriend. Sure, it may be more expensive than the ‘free’ one you may (or may not) have had as a kid but it also may be cheaper than the real deal. This new adult dating service, spotted by the team eMerchantBroker, from InvisibleGirlfriend.com is sure to draw...

Jan 23, 2015

Online Dating is Coming of Age

The days following New Year’s Eve is the busiest time of year for internet dating. In fact, the time between the New Year and Valentine’s Day is the most active online dating season of the year. Researchers believe that this spike in internet love is due to an excessive amount of downtime found only during the holiday season. According to...

Jul 28, 2014

Selecting The Right Adult Merchant Processing For Your Adult Site

As an adult site owner, getting a traditional merchant account can be a real challenge. Due to the nature of the business, regardless of how well-structured your business is, you will always be looked upon as high-risk. As a consequence, most traditional merchants would steer clear from any chance of doing business with you. However, does that mean that you...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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