Selecting The Right Adult Merchant Processing For Your Adult Site

Jul 28, 2014

As an adult site owner, getting a traditional merchant account can be a real challenge. Due to the nature of the business, regardless of how well-structured your business is, you will always be looked upon as high-risk. As a consequence, most traditional merchants would steer clear of any chance of doing business with you. However, does that mean that you should either subdue your needs or make do with substandard merchants? Certainly not.

Considering this struggle of adult site owners, an increasing number of adult merchants are setting up. Some of them offer very limited services, while others lure you into contracts that are too good to be true, leaving very little of those genuinely good merchants that actually address your needs. Here, you are faced with another challenge – deciding on which adult merchant processing to go ahead with. Fortunately, this time you have us on your side.

One thing you must be careful about is the hefty claims of free setups. Different merchants may lure you into thinking you are making a sage decision, while they feed you delusions of saving money. What you will be walking into is a trap full of hidden fees, penalties, and unfavorable terms. You take one step towards saving money, and they take you three steps back. A major no-no, and something to always keep your hands clean from.

This plethora of different adult merchant processing offers has made choosing the right one ever more difficult. While some offer you fast setups, others may have better discount rates. Then there are those which boast their flexibility to suit your specific needs. You may even come across those which offer you fraud prevention software. So which one should you really choose? On your own, you would be left scratching your head and even after making the decision, never be sure of whether or not it was the right one. This is why you have us. We, at, ensure that not only do you get the merchant that adequately addresses your needs but one that falls in line with your budget. We help you bring together all the different adult merchant processing deals, compare their merits, discern black from white, and then make the right decision.

The ideal adult merchant processing should not be one that offers you short-term treats like free set-ups, but one whose terms, conditions, and transaction fees suit you best. The importance of these becomes increasingly evident as you grow as a business. Not every adult merchant’s processing will suit your business structure. You have to put together, on one table, your business model, affordability, offering from the merchant, and all the other relevant factors, before you decide to jump on one. However, the ultimate choice resides with you. We are not here to make this decision for you. It is your business and you call the shots. At eMerchantBroker, what we do ensure is that you are armed with all the knowledge you need to make the right decision. Our success is in your enlightenment and every step we take is towards that one goal we have in common.

Contact EMB today for Adult Merchant Processing For Your Adult Site


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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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