Make a Good Profit with an Adult Streaming Merchant Account

May 22, 2015

Adult entertainment websites are always big business. DVDs and adult theaters are becoming obsolete, thanks to 24/7 access to live entertainment online. While the industry is hot, it can be hard to get a good reputation in the industry. The adult streaming industry is notorious for online hackings and fraudulent charges, and this can leave you scrambling to save your company. You need to make sure before you stream your first webcam that you have a good adult stream merchant account behind you, in case of an emergency.

An adult stream merchant account, such as the one offered by EMB, is the best thing you can have if you are in the adult streaming business. Of course, talent must be good, but if you cannot safely process credit and debit card payments, you might as well switch to another field. You can’t just go with any adult streaming merchant account provider, either. This is what makes the field tricky. Any type of adult service provider, store, or website falls into the “high risk” merchant category. This means that these businesses have a higher risk of incurring fraudulent activity. The remedy for this is usually a lackluster merchant account, with huge processing fees to make up for any lost fees when a fraudulent charge hits. This is sadly the norm in the industry, but luckily there are a few providers, such as EMB, who charge “industry standard” processing fees, to help save you money. EMB also offers up chargeback insurance, which is important for every business to have. Chargeback insurance helps keep chargeback fees low. These fees occur when a fraudulent charge hits, and if you are an adult streaming merchant, you will more than likely have a few chargebacks. Some of these fraudulent charges are “friendly fraud” chargebacks, which typically occur after a spouse or partner notices the charge, and the guilty party says it was a fraudulent charge, and not his or her charge.

The more money you keep in your business, the better product you can give to the public. Be sure to check out all of your options before settling on an adult streaming merchant account.

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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