Aug 11, 2015

Online Gun Sales Make Merchants Big Bucks

Right now may be the best time ever for online firearm merchants in many states throughout America. Despite a number of mass shooting incidents throughout the country, some gun companies are seeing business start to boom. After the devastation at Emanuel AME Church in Charleston, South Carolina last month, the President declared that he would make it more difficult to...

Jul 23, 2015

Online Firearm Stores Must Have a Merchant Account

We all know that online firearm sales are big business these days, but it can be tricky to navigate. From the push of increased federal and state regulations, to the tricky background check process, the complications are endless. The last thing you need to worry about is how your payments are processed, yet this is often one of the biggest...

Jul 20, 2015

“High Risk” Label Choking Our Businesses, Gun Merchants Tell the Obama Administration

Gun sellers have come out criticizing the government for what the merchants believe is an effort to stifle their businesses and kill the industry. The retailers claim that the Obama administration is steadily putting them out of business with investigations and regulations – some of which never even get to the floor of Congress. The constant credit account seizures, asset...

Jul 20, 2015

Firearm Merchants in for a Rude Shock as Government Seeks to Control Online Discussions

For a long time now, the Federal government has been pulling every string in an attempt to gain more control of firearm sales. In a recent turn of events that will get every firearm merchant second-guessing the government’s motivations, the State Department is proposing a raft of changes that if passed could see your freedom to discuss guns online taken...

Jun 15, 2015

Liability Insurance Mandate for Firearm Sales and What It Means For Gun Merchants

Added responsibility has been placed upon US citizens purchasing and owning guns. This is following New York House Representative Carolyn Maloney’s new bill. The legislation requires all gun owners to have liability insurance cover. Failure to have this sort of insurance protection is to attract fines of up to 10,000 US dollars. The New York House Representative has compared this...

Jun 15, 2015

Does Obama Administration Have a Problem with Handgun Sales?

The administration of President Obama has voiced objection to Mike D. Rogers’ amendment to the National Defense Authorization Act which has received approval from the House of Representatives. The said amendment made earlier by Congressman Mike D. Rogers could enable Americans to acquire military surplus handguns from the Civilian Marksmanship Program (CMP). There are particular requirements that have been stipulated...

Jun 01, 2015

Why Small Business Won’t Die

In an age of big box retailers, many believe that small retailers simply can’t compete with large ones like Walmart or Home Depot. But the era of the big chain dominance may not be able to completely snuff out the mom and pop stores of the world completely. Innovative and dedicated small business owners are finding a way to survive...

Apr 23, 2015

Online Firearm Merchants, Watch Your Account!

Many online firearm merchants are getting notices that their banks and merchant account processors are closing their accounts. This can leave companies scrambling to figure out how to accept payments. Some turn to PayPal, but are ending up in a jam, because PayPal will close an account without notice if they think fraudulent activity runs rampant on the account. This...

Mar 18, 2015

Ammo Sales Rise, and Not For a Good Reason

Ammo sales are on the rise, but not for a good reason. Many are clamoring to get their hands on an armor-piercing 5.56 millimeter bullet that is commonly used in AR-15 semiautomatic rifles. The ATF wants to ban these bullets, citing danger for the public and law enforcement, due to their “armor-piercing” abilities. They are also hesitant of these bullets...

Feb 13, 2015

It Is Possible to Obtain an Online Firearms Merchant Account

Online firearm and ammo sales are big business. However, many times businesses have to pay a price for offering a popular product. With online firearm merchants, the main issue concerns a merchant account. An online firearms merchant account can be hard to locate. While you can always stick with a traditional provider, you are at their mercy, and face high...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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