Online Firearm Stores Must Have a Merchant Account

Jul 23, 2015

We all know that online firearm sales are big business these days, but it can be tricky to navigate. From the push of increased federal and state regulations, to the tricky background check process, the complications are endless. The last thing you need to worry about is how your payments are processed, yet this is often one of the biggest issues an online firearm merchant can face. You need to make sure that your online firearm business has a reputable online firearm merchant account. While this can be hard to find, there are options available that can help you process payments without fear.

One of the top-rated by industry reps and consumers is EMB. With EMB, you are not only getting a simple merchant account, but also the knowledge and experience of its dedicated team. The biggest issue with online firearm merchant accounts is the higher risk of fraudulent charges and its chargeback fees. While this is bound to happen, a reputable processor such as EMB can help you figure out the issue, and not dump you to the curb like other processors. Many times, a fraudulent charge and chargeback fee can leave a processor weary of a company, so they either jack up the processing fees, or dump the company. A reputable processor will not do this, and will instead work with you to figure out the issue.

Another issue comes with online security and terminal security. Many online firearm merchant account processors do not offer up the best security options, because it is expensive. Some have the notion that a fraudulent charge will happens with or without security, so why spend the extra funds for the top-notch security. This should not happen, and with a reliable online firearm merchant account provider, such as EMB, it will not. Every business is at risk of a fraudulent charge, thanks to more educated hackers, and every business should be outfitted with the best possible security.

Starting an online firearm business is tough for many reasons. You need to know that your funds are safe, and one of the best ways to do this is to invest in a reputable, and well established, online firearms merchant account.

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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