Aug 15, 2017

How to Accept Credit Card Payments If You’re Located Outside of the US

When asked how to accept credit card payments when being located outside of the US, many would tell you to use a PayPal account. If you have a Point of Sale (POS) terminal at your “brick and mortar” location, you’d be told to process payments through your POS terminal, using the “Print and Call” option where customers can call you...

Sep 22, 2016

Why Offshore Merchants Accounts Are Effective

Credit card processing plays an immense role in today’s world of eCommerce. Credit card payments are accepted by 99.99% of eCommerce gurus these days. Open an Offshore/International Merchant Account with EMB The majority of payment processors offer a variety of solutions and services, and different merchant accounts. Merchants can now apply either for a domestic merchant account, which is also...

Apr 26, 2016

The Panama Papers Reveal Offshore Accounts

The Panama Papers are considered the largest data leak in history. They reveal 11.5 million files and 2.6 terabytes of information from Mossack Fonseca’s database. This is the 4th biggest offshore law firm in the world. It was the German newspaper Süddeutsche Zeitung to obtain these records from an anonymous source. Then, they shared the information with the ICIJ (International...

Mar 30, 2016

Build an International Business with EMB

High risk merchants face increasingly stiff competition as the internet and new mobile technologies have made it easier than ever to start profitable businesses through pursuing international customers. It is estimated that international sales will reach over $1.2 trillion in 2017, with a 23% growth in Asia and 14% in Western Europe. Your small business has the chance to experience...

Mar 29, 2016

Credit Card Processing Solutions for International Merchants

Are you seeking an international merchant account, but don’t know where to start? Attaining a profitable international merchant account can be tricky. An international merchant account, also known as an offshore merchant account, is one payment processing option for merchants in a high risk business. Offshore merchant accounts are a great option for merchants who may not qualify for traditional...

Mar 29, 2016

EMB #1 Payment Processor for Offshore Merchant Accounts

Does your business need an offshore merchant account? Working offshore can be tricky. Often, these accounts are subject to exorbitant fees for mediocre service. EMB is a professional payment processor that offers premium offshore merchant account services for high risk businesses. High risk businesses are responsible for some of the world’s best enterprises, but are often penalized for not being...

Mar 01, 2014

Indian Tech Support Merchant Account

India’s National Association of Software and Service Companies has a new leader. Rentala Chandrashekhar was chosen to lead the Association into the new year as they endeavor to triple technology trade industry’s revenue over the next six years. The $108 billion industry aims to become a $300 billion industry by 2020 making it a lucrative industry for those seeking to...

Dec 10, 2013

How to find the best rate high risk offshore merchant account providers

A high risk merchant account is a way in which merchants can quickly and easily process credit cards online, so that they can receive payments that are due. There are many providers for high risk offshore merchant accounts. The difference between the types of high risk merchant account lies within the providers of the service. Your merchant account can be...

Nov 19, 2013

How to Ensure Your offshore Merchant Account Application is Approved

There really is no magical wand to wave and get approved. It takes work and some things have to be done in order to get the merchant account that you are after. If you have a business that falls into the high risk area, you have a few hoops to jump through. How to start You really don’t need to...

Nov 19, 2013

Offshore Merchant Accounts for Online Tech Support Businesses

Getting a merchant account for an offshore tech business can’t always be the easiest thing in the world. You sell a service that does not show up on the door in one to two weeks. You provide technical support for whatever industry you have decided to work with. The only person that really knows that you are doing anything is...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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