How to Accept Credit Card Payments If You’re Located Outside of the US

Aug 15, 2017

When asked how to accept credit card payments when being located outside of the US, many would tell you to use a PayPal account. If you have a Point of Sale (POS) terminal at your “brick and mortar” location, you’d be told to process payments through your POS terminal, using the “Print and Call” option where customers can call you with their credit card information and place their orders. Also, you’d hear people say you should let your customers know you’re outside of the US and that currency exchange rates may be applied to credit card transactions.

PayPal is great for online purchases and sending money to friends and family. However, it is not the best option for a merchant account, especially if you’re running a high risk business. The truth is that PayPal applies very stringent rules when it comes to merchant accounts.

Here, it’s important to note that opening a merchant account with a traditional provider may not be the best solution. That’s where reputable alternative merchant account providers like come into play. This is especially true of those businesses that are tabbed as high risk. is voted the #1 high risk payment processor in the US and has an A+ rating with the BBB. What is more, EMB has an A rating with Card Payment Options and is named one of Inc. 500’s Fastest Growing Companies of 2016. offers the lowest possible rates and the best merchant account services in the industry. With EMB, you can get a reliable and secure merchant account tailored to your business needs, including an offshore merchant account high risk.

As an exceptional high risk specialist, EMB offers:

  • Fast approvals in 24 – 48 hours
  • No setup fees for most merchants
  • High risk merchants approved
  • High volume solutions: load balancing gateways and multiple MIDS
  • Chargeback protection and chargeback prevention programs available
  • iCheck Check Processing service, featuring quick payments

If you’re looking for an offshore merchant account high risk, be sure to find a reliable and trustworthy provider like To make the right decision, look for a provider that offers high risk offshore merchant accounts without sales limit hindrances, offers secure payment gateways, virtual terminals, and risk management techniques. Also, choose a provider that is supported by a professional and experienced underwriter, and has years of experience in the industry.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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