Build an International Business with EMB

Mar 30, 2016

High risk merchants face increasingly stiff competition as the internet and new mobile technologies have made it easier than ever to start profitable businesses through pursuing international customers. It is estimated that international sales will reach over $1.2 trillion in 2017, with a 23% growth in Asia and 14% in Western Europe. Your small business has the chance to experience exponential growth if it expands into international waters. But once you extend services to an international audience, you’ll have to find inexpensive ways to receive payments. Unfortunately, there is no universal payment solution for every country. This can present a daunting challenge for inexperienced merchants.

Jens Buckler, head client manager at Western Union Business Solutions, states that merchants must know the requirements of each market. For example, if your potential customers are located in Europe or other similar economies, you will want to set up merchant services that accept credit card payments in most European currencies. This is the cheapest solution when dealing with smaller transactions.

If your target audience resides in a developing country, be prepared to do your homework. Countries like Bangladesh severely restrict credit cards by average citizens. This means your company will have to give audiences other options. According to a 20012 Gallup poll, only 7 percent of individuals in developing countries possess credit cards. In the Middle East, South Asia, and North Africa, only 2 percent of people have credit cards. Before offering services to international customers, be sure to talk with financial professionals in the in that country.

Are you seeking an international (offshore) merchant account? Dealing with international accounts can be dicey, and attaining a profitable international merchant account can be tricky. Still offshore merchant accounts are a fantastic option for high risk businesses that cannot receive traditional processing, suffer from bad credit, or have a history of fraud and chargebacks. offers international payment processing with competitive rates. Our international merchant account application process is simple and to the point. Your business deserves the expert assistance of a premium third party payment processor. EMB is a low cost, low hassle payment processor that specializes in international payment processing.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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