Jun 13, 2017

Turn to EMB for Direct Response Marketing Merchant Accounts

  The Direct Marketing Association reports the market has been more agreeable in the past a few years for direct marketing companies. Direct marketing campaigns in all channels have accounted for over $1.7 trillion in annual sales through the US economy. If you are searching for efficient and secure solutions for direct marketing credit card processing, you should turn to...

Feb 29, 2016

Mobile Marketing Merchant Accounts Can Help Businesses Big and Small

Of all the techie newness to come in 2015, apps for nearly everything were leading the way. From cosmetic “try on” apps to banking apps, and even textbooks, mobile apps are making it possible to rely on your phone or tablet for nearly everything. If you have a good eye for marketing, and are looking to enter the field, this...

Dec 31, 2015

EMB #1 Choice for Internet Marketing Firm

Today’s shopper is showing a strong preference for shopping online. This means that businesses must ensure that their products are available on this crucial medium. Consumers spend an increasing amount of time on social media networks like Instagram, Twitter, and on Facebook. These networks are now built to easily accommodate the marketing needs of small businesses who want to understand...

Nov 27, 2015

Payment Processing Solutions for the Up and Coming SEO Marketing Business

All of the major search engines – Google, Bing and Yahoo – have primary search results. The search results contain web pages, video content, local listings and other content that are ranked based on what that particular search engine considers to be the most relevant to users.  In our world today, search engines serve millions of users looking for answers...

Oct 13, 2015

Mobile Marketing Projected to Blow Up in Next 3 Years

Mobile is one of the fastest growing marketing fields. According to Duke University’s The CMO Survey, marketers plan on focusing on social media and mobile marketing in the coming years. 6 percent of the companies state that their budgets on mobile marketing will shoot up to 15.6 percent over the next few years. However, many of these companies admit that...

Aug 12, 2014

The Differences between Internet Marketing, eMarketing & Digital Marketing

Hold on… aren’t internet marketing, e-marketing, and digital marketing the same thing? In the beginning of the digital age, there was little to no difference between these three marketing strategies. Today, with the complexity of the internet and constant integration of digital tools and applications with it, internet marketing, e-marketing, and digital marketing have become three distinct marketing strategies that internet...

Jul 29, 2014

The Issues SEO Companies Face in Setting up SEO Merchant Accounts

How do you successfully set up an SEO merchant account when many traditional merchant account providers decline SEO companies? If you are a start-up company, you have probably run into even more issues, especially since start up SEO companies often require volumes of 60k+ per month. If your company specializes in website design, pay per click management, search engine marking...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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