Oct 22, 2018

ISOs Advised to Start Looking Beyond Profits

The independent sales organization (ISO) business has grown into a multimillion-dollar venture. But merchant-acquiring executives advised that it’s time for the sector to start seeing beyond profits. The managers sat in a roundtable branded “Payments Doing Good” at the Midwest Acquirers Association annual forum in Chicago. Team supervisor Mark Dunn, a co-founder and treasurer at MWAA, said the panel’s board...

Feb 19, 2018

Get Your Merchant Deals Approved And Closed

Independent Sales Organization (ISO) agent programs can help you earn more money and have the opportunity to offer standard and wireless terminals. With this type of program, you can get upfront bonuses of $1000 per merchant. What should you do to enjoy all these benefits? You just need to become an ISO agent with eMerchantBroker.com. Becoming an ISO Agent Today,...

Sep 25, 2017

How to Make 100k/year Selling Credit Card Processing

The general opinion is that selling credit card processing is lucrative. Well, that’s true, but the big question is:  How much money can you actually make out of this business? And there’s no straight answer to this quiz because often times your income depends on how hard you work.  It certainly leads to the next question; what’s the earning potential for selling...

Jul 17, 2017

When the Merchant Says “No” | The Agents Point of View

Outright rejection from a merchant is a common sales-agent experience. Getting through the initial rebuff to having a conversation with a merchant requires enough practice, skills, and preparation from the part of agents. According to the president of one of the companies in the field, you can stand out from the crowd by focusing on things no one is paying...

Apr 25, 2014

Contract Details Make or Break ISO Agents

If you’re an agent in negotiations with an independent sales organization, the minute details of your contract is critical as that’s where the money is. If your understanding of the contract is minimal than you can expect your contract to provide you with minimal compensation. Sometimes it’s flat out batter to just hire a lawyer to help you navigate the...

Apr 25, 2014

Opportunities for ISO Agents Blossom in The Mobile Age

Top CEO’s at the Transact 14 trade show, including those from Wells Fargo, Bank of America, and Vantiv, see bright skies ahead for ISO agents. The introduction and use of cloud computing, smartphones, and electronic tablets creates opportunities for independent acquirers absent in previous years. Integration of Mobile Services and the Payment Industry Executives highlighted the integration of services through...

Apr 19, 2014

Industry Leaders: ISO Agents Key to Electronic Payment Future

Keynote speakers at Transact 14—the annual trade show for the Electronic Transactions Association—addressing the future of the industry highlighted ISO agents moving forward. The mobile revolution for payment processing underscores the achievements of the small and independent sellers. As point of sale and mobile commerce become increasingly dynamic, the role of ISO agents will only grow. Visa executive vice president...

Apr 18, 2014

10 Important Qualities a successful ISO Agent should have

In the economy we live in today, it is not enough to be a good ISO agent. You must be exceptional. But how do you achieve this? How do you refine yourself into a much sought after agent? In their description of becoming an agent for their company, eMerchantBroker.com states the following, “Our industry is always evolving. As a result,...

Apr 15, 2014

Merchants and ISO agents can connect via Leaf Site

Leaf is offering merchants a new way to connect to ISO agents via their new payment app. In the app marketplace, Leaf creates an app for each acquirer, providing an opportunity to explain to merchants why they should pick that particular transaction-services provider. This is fantastic for shoppers and business owners, as it helps simplify shopping. It also helps simplify...

Apr 15, 2014

ISO Agents Can Offer New Forecasting Tool for Merchants

“Many small business owners and managers are staying up on Sunday night, trying to figure out if they are going to meet payroll next week,” says James Good, assistant general manager of Small Business Payments Co. He maintains that at least 40% of startups fail because they don’t know how to manage working capital. A new cash-forecasting tool called the...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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