Mar 19, 2019

Visa Saw Spike in Payment Volume, So Get a High Volume Merchant Account

In the quarter that ended on Dec. 31, Visa experienced payment growth of almost 11%. For the future, the credit card brand sees an increase in contactless cards and volume on its Visa Direct real-time payments service. The worldwide payment volume totaling $2.2 trillion that Visa saw was especially impressive considering the many financial troubles hitting the world during this...

Oct 22, 2018

Visa Beats $2 Trillion as Payment Volume Increases

With a generally stable economy in most corners of the world, Visa Inc. managed to gather $2.1 trillion in their gross credit and debit payment transactions in Q1 which ended on June 30. This figure was an 11.1 percent rise from 2017’s $1.87 trillion on a constant-currency basis. The U.S., so far Visa’s largest of all six regions recorded a...

Nov 09, 2017

How Do I Get A Higher Credit Card Processing Volume Limit?

Businesses that produce high volumes of electronic transactions per month may find it difficult to get a perfect merchant account that meets all their business’ needs. This is because successful approval of all merchant account applications depends on predetermined processing limits which establish the monthly processing volume cap. Processing limits are often defined by; Your processing volume per month High...

Jun 20, 2017

Get Your Online Auction Site Merchant Account From EMB

The online auctions industry is growing with rapid advances as more time-strapped and cost-conscious consumers are looking for convenience they can have to find, compare and purchase products online easily and quickly. Online Auction Industry As there is increased consumer spending and growing number of total internet connections, revenue for the e-commerce and online auctions industry is projected to rise...

Jun 08, 2017

Choose The Best High Volume Merchant Account Provider

Any business would like to have high sales volume. However, when you’re talking about credit card processing, the situation can change. If it’s typical of your company to experience regular sales surges, high average ticket amounts, or greater than $100.000 in monthly sales, you may face a number of difficulties. Your funds may be held, your account may be frozen,...

Jul 23, 2015

Upgrades are Headaches, as Merchants Try to Upgrade POS Systems

The EMV countdown in on, with the first “official” batch of cards rolling out in less than three months. However, barring a miracle, many merchants and their POS systems may not be ready. Upgrades are giving merchants and their processors major headaches, as they are taking longer, and taking up more resources, than originally expected. In a recent online survey,...

Jul 23, 2015

Point-to-Point Encryption Standards are Changing

Anything that can up security is great for the processing business. Point-to-Point encryption services are about to get a facelift, thanks to new changes. These changes are great for merchants, processors, and consumers, and can lead to a better understanding of card-reading devices. While consumers love the idea, some merchants and processors are hesitant due to security concerns. These new...

Jun 30, 2015

Top Things to Look For When Finding a High Volume Credit Card Processor

Every small business interested in survival must seek the assistance of a credible credit card processor. The search for a good processor can be difficult if a business owner does not know what to look for or the rules involved. The following are a few helpful tips for those seeking credit card processing that won’t break the bank. Credit Card...

Jun 11, 2015

What Can a High Volume Merchant Account Offer?

Are you unfamiliar with what a high volume merchant account is? And whether or not it is something that could prove useful to you? High volume processing involves what is also called “batch processing”. It is a type of credit card processing that occurs when a large quantity of credit card payments are processed at one time. This type of...

Apr 28, 2015

Facebook’s Messenger to Integrate P2P | High Volume Merchant Account

Facebook recently announced a new peer-to-peer (P2P) system that will operate on Facebook Messenger. In order to send or receive funds, users will have to load their debit card numbers onto the system. The company states that it is excited about this new service and that consumers should have confidence that the social site can function as a competent payment...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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