Choose The Best High Volume Merchant Account Provider

Jun 08, 2017

Any business would like to have high sales volume. However, when you’re talking about credit card processing, the situation can change.

If it’s typical of your company to experience regular sales surges, high average ticket amounts, or greater than $100.000 in monthly sales, you may face a number of difficulties. Your funds may be held, your account may be frozen, and you may deal with irregular payment schedules and data security liabilities if you turn to the wrong merchant account provider in the field.

High Volume Businesses

Often, large businesses activate and implement a new company-wide payment processing solution and discover a few months later that they must pay monthly costs, have to deal with poor service, and are stuck with a long-term deal that is expensive to cancel.

Fortunately, reputable payment processors like (EMB) can help you avoid such problems. EMB is large and experienced enough to serve enterprise-level payment environments. Voted the #1 high risk processor in the US, EMB offers fair, transparent pricing and quality customer service. boasts an A+ rating with the BBB and has an A rating with Card Payment Options. EMB is named one of Inc. 500’s Fastest Growing Companies of 2016. EMB can get you a low-cost and safe high volume merchant account with ease.

High Volume Merchant Account

Businesses running a high volume business model that produces a high number of electronic transactions every month find it difficult to get approved for a merchant account geared to their business needs.

High volume businesses with high growth models can deal with lengthy application processes. Their credit history may restrict or cause merchant service providers to stay away from them and refuse to approve them for electronic payment processing.

EMB has experience in handling high risk and high volume businesses. EMB offers a straightforward below 3% chargeback policy, competitive rates, and no application fees. Your high volume merchant account can be set up in as little as 3 days.

When discussing your business with merchant account providers, don’t hide anything about your sales volume and payment patterns. This will help the processor assign the correct parameters to your account. Take your time to research all the available processor, compare pricing and services so to make the right decision and take your business to new heights.


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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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